James Brewer

James Brewer

Contributor|Personal Finance

James Brewer is the founder and CEO of Envision Wealth Planning. Investment News named him the 2025 Advisor of Year for ESG/Responsible Investing. Envision Wealth Planning was also named in Expertise’s Best Financial Advisors in Chicago for 2024.

Brewer holds multiple

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83 viewsJun 27, 2025

Should You Add Fossil Fuels To Your Retirement Investment Portfolio?

Should you invest without fossil fuels? Learn how fossil fuel-free index funds may match or beat returns—while aligning with your values.

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460 viewsJun 23, 2025

The False Promise Of Retirement Target-Date Mutual Funds

Target-date funds may seem simple, but they can miss your real retirement needs. Learn why a personalized plan could help you retire with more clarity and control.

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165 viewsMay 28, 2025

Peaceful Retirement Starts With Rethinking Women’s Retirement Planning

Rethink retirement planning for women—address longevity, income gaps, and unique risks to build a more secure, peaceful retirement.

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563 viewsMay 27, 2025

Should You Withdraw Your 401(k) Money Now, Before Retirement

Thinking about tapping your 401(k) early? Learn when it may make sense—and the penalties to avoid—before withdrawing from your retirement savings.

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599 viewsApr 28, 2025

How Retirement Investment Strategy Impacts Retirement Spending

See how your retirement investment choices impact replacing your income in retirement. Discover the impact various combinations of stock and bond mixes can make.

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251 viewsApr 25, 2025

Retirement Planning: Income Replacement Or Lifestyle Spending Method?

Should you choose income replace or lifestyle spending for your retirement planning methodology? We explore the challenges of people with unpredictable income growth.

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5,484 viewsMar 28, 2025

Use Roth IRA Conversions To Cut Your Taxes And Boost Retirement Income

An IRA to Roth IRA conversion can be a smart move that can help you keep more of your money in retirement.

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382 viewsMar 25, 2025

IRA, HSA Or Roth IRA: Smart Tax Moves To Make Before April 15 Deadline

An HSA is a tax-advantaged account designed to help individuals save for medical expenses.

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452 viewsMar 22, 2025

Roth Solo 401(k): Beyond Small Business Owner Retirement Savings

Planning for retirement is crucial, especially for those self-employed or anyone without an employer-sponsored retirement plan. A Roth solo 401(k) might be the solution.

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2,990 viewsMar 18, 2025

Roth 401(k) And Roth IRA Contribution Limits 2025 Maximize Retirement

Explore how high income savers can leverage a 401(k) or Health Savings Account, qualify for a Roth IRA and build a tax-efficient retirement plan.