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The Cheapest Car Insurance Of June 2025
USAA is the cheapest car insurance company for those in the military, veterans and their families.
Nationwide is the cheapest car insurance company for those not in the military.
Erie is the cheapest auto insurance company for drivers who have caused an accident.
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance...
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance...
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance...
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance...
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an ex...
Ryan McMahon is senior vice president at Cambridge Mobile Telematics. He a key figure at the intersection of technology, auto insurance, and road safety. As the senior vice president of strategy and corporate development at Cambridge Mobile Telematic...
Ryan McMahon is senior vice president at Cambridge Mobile Telematics. He a key figure at the intersection of technology, auto insurance, and road safety. As the senior vice president of strategy and corporate development at Cambridge Mobile Telematic...
Ryan McMahon is senior vice president at Cambridge Mobile Telematics. He a key figure at the intersection of technology, auto insurance, and road safety. As the senior vice president of strategy and corporate development at Cambridge Mobile Telematic...
Ryan McMahon is senior vice president at Cambridge Mobile Telematics. He a key figure at the intersection of technology, auto insurance, and road safety. As the senior vice president of strategy and corporate development at Cambridge Mobile Telematic...
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.
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Auto insurance costs are expected to continue climbing this summer, making low-cost auto insurance rates harder to obtain. Which car insurance companies can you shop with to find the cheapest car insurance rates?
We performed a detailed assessment of 14 major auto insurers to identify the cheapest car insurance companies. We analyzed over 310,000 auto insurance rates for a broad range of driver profiles. See who offers the cheapest car insurance for your particular situation.
Why You Can Trust Forbes Advisor
We analyzed car insurance costs and the results of our customer service, pricing and claims satisfaction surveys. Advertisers do not and cannot influence our ratings. We use data-driven methodologies to evaluate insurance companies so all companies are measured equally. You can read more about our editorial guidelines and the methodology for the ratings below.
310,400 car insurance rates analyzed
756 data points crunched
6,000 car insurance customers surveyed
108 years of insurance experience on the editorial team
Auto insurance rates as low as $29/mo.Auto insurance rates as low as $29/mo. Compare rates in minutesCompare rates in minutes
In some instances, USAA is the cheapest but the next cheapest company is listed because USAA auto insurance is only available to veterans, military members and their families.
Who Has the Cheapest Car Insurance?
USAA has the cheapest car insurance rates but only offers auto insurance policies to military members, veterans and their immediate families. If you’re not eligible to buy from USAA, the cheapest car insurance rates are with Nationwide, Travelers and Geico, according to our analysis.
The company that offers the cheapest car insurance can vary depending on your driver profile, such as accidents and tickets. How much you pay for car insurance will depend on several factors, including your age, claims history and driving record.
The Cheapest Car Insurance for Good Drivers: Nationwide
Nationwide is the cheapest company for good drivers. USAA is a top choice for people who qualify.
We found that the national average for good drivers is $2,149 a year. The cheapest companies come in hundreds of dollars below that.
Average rates are based on good drivers with a clean driving record, meaning no at-fault accidents or traffic violations. *USAA is available only to the military, veterans and their families.
The Cheapest Car Insurance After a Speeding Ticket: Nationwide
Our analysis found that Nationwide offers the cheapest car insurance after a speeding ticket for the general public. USAA auto insurance is a little cheaper but only available to those with a military connection.
Our analysis found that having a speeding ticket on your driving record means an average insurance increase of 25%.
Company
Average cost per year for drivers with a speeding ticket
Average cost per month for drivers with a speeding ticket
*USAA is available only to the military, veterans and their families.
The Cheapest Car Insurance After an Accident Causing Injury: Nationwide
Nationwide has the cheapest rates for all drivers if you caused an accident that injured someone else, with Travelers following close behind. USAA offers excellent rates to military members and veterans.
Nationally, the average increase after an accident is 50% compared to a driver with a clean record.
Company
Average cost per year after an accident with injuries
Average cost per month after an accident with injuries
*USAA auto insurance is available only to the military, veterans and their families.
The Cheapest Car Insurance After a DUI: Progressive
Progressive has the cheapest rates in our analysis for drivers with a DUI, followed by Travelers. USAA is a good option for military car insurance, catering to military members and veterans who qualify. A DUI conviction leads to an average increase of 72%.
Car insurance companies usually request motor vehicle records before your policy renewal time to check for tickets and convictions such as DUIs.
Poor credit can cause higher auto insurance rates than having a DUI or at-fault accident on your record. Average auto insurance costs go up 96% for drivers with poor credit compared to those with good credit.
Company
Average cost per year for drivers with poor credit
Average cost per month for drivers with poor credit
*USAA auto insurance is available only to the military, veterans and their families.
The Cheapest Car Insurance After Adding a Teen Driver: Nationwide
Nationwide has the lowest rates for adding a teen driver age 16 to 19 to a parent’s policy, according to our rate analysis. Other cheap companies include Shelter, Erie and Progressive. USAA also has low rates for adding a teen if you’re eligible.
It can be hard to find cheap car insurance for teens because young new drivers pose a considerable risk to insurers. Adding a teen driver typically doubles the parent’s auto insurance bill. But that’s usually less expensive than having the teen driver buy their own separate policy.
Company
Average cost per year to add a teen driver to a parent’s policy
Average cost per month to add a teen driver to a parent’s policy
*USAA is only available to military members, veterans and their families.
The Cheapest Car Insurance for Young Drivers: Erie
Erie, Travelers, Nationwide and Geico are the cheapest car insurance companies for young drivers ages 18 to 25 who are buying their own policies. USAA is also usually a top choice if you qualify.
Car insurance for a new driver is typically cheaper if you remain on a parent’s policy if you’re still living at home, whether you’re an 18-year-old or 25-year-old.
*USAA is only available to military members, veterans and their families.
The Cheapest Car Insurance for Seniors: Nationwide
Nationwide has the best rates for senior drivers ages 65 and 80, according to our analysis. The best car insurance for seniors will vary based on where you live and your personal details, such as your driving record.
We found that senior drivers see an average increase of 11% from age 60 to 70. By age 80, your rates may have increased 22% above the rate you were paying at age 70 and 35% more than your car insurance cost at age 60.
*USAA is available only to the military, veterans and their families.
The Cheapest Car Insurance for Low-Mileage Drivers: Nationwide
Nationwide is the cheapest for low-mileage car insurance, according to our analysis of rates for drivers putting 6,000 miles or less a year on their vehicle. Travelers and Erie also offer very affordable rates. USAA is the most affordable option for military members and veterans.
There is less risk of being in an accident and filing claims if you drive less, so low-mileage drivers see lower costs.
*USAA is available only to the military, veterans and their families.
The Cheapest Car Insurance for High-Mileage Drivers: Nationwide
Nationwide offers the cheapest car insurance costs for high-mileage drivers who drive around 16,000 miles per year. Travelers and Erie follow closely behind, and USAA is a fantastic choice for those who are veterans or in the military.
Expect to pay a bit more for auto insurance if your daily commute, running errands with kids or other activities result in putting a ton of miles on your car annually. We found the difference in costs for driving 16,000 miles a year compared to 6,000 miles a year was 3% on average.
*USAA is available only to the military, veterans and their families.
The Cheapest Car Insurance for a State-Minimum Policy: Auto-Owners
Auto-Owners has the most affordable rates for a state-minimum car insurance policy, with Erie coming in right behind. USAA offers the overall cheapest rates but sells exclusively to the military community.
This type of policy is sometimes referred to as liability-only car insurance. It typically has low liability limits, which is what pays for damages or injuries you cause to others in an accident. We recommend buying higher liability limits if your budget allows.
*USAA is available only to the military, veterans and their families.
The Cheapest Car Insurance for Full Coverage Policy: Nationwide
Nationwide is the cheapest for a full coverage car insurance policy with liability limits of 250/500/250. Travelers and Erie also have excellent rates. USAA has the lowest rates of all, but eligibility is limited to military members and their immediate families.
Full coverage costs more because it includes collision and comprehensive coverage that covers your vehicle for accidents, fire, theft and more. High liability limits of 250/500/250 are less likely to be exceeded, but choosing lower limits of 100/300/100 saves you $170 a year on average.
Full coverage rates are based on liability insurance of 250/500/250 ($250,000 in bodily injury liability per person, $500,000 per accident and $250,000 in property damage liability), uninsured motorist coverage and collision and comprehensive insurance with a $500 deductible. Source: Quadrant Information Services. *USAA is available only to the military, veterans and their families.
States With the Cheapest Car Insurance
Car insurance rates vary by state due to the different risks and claims made in each state. See which auto insurer is offering the cheapest price in your state for full coverage.
Rates are based on a 40-year-old female driver with a good driving record. Averages are based on coverage with $100,000 for injuries to one person, $300,000 for injuries per accident and $100,000 for property damage (known as 100/300/100), uninsured motorist coverage, and collision and comprehensive insurance with a $500 deductible. Source: Quadrant Information Services.
Cheapest Car Insurance by Age
Erie has the lowest-cost insurance for drivers age 16, 18 and 20, based on our analysis of auto insurance rates by age. Nationwide is the cheapest option for drivers of many other ages.
In some cases, USAA is the cheapest company but membership is limited to military personnel, veterans and their families.
Cheap Car Insurance Companies That We Recommend
Here are the companies we recommend based on our in-depth analysis of rates and feedback from customers. We surveyed 6,000 car insurance customers (3,000 about pricing and customer service and another 3,000 about claims experience).
USAA
We are impressed by USAA for offering incredibly cheap auto insurance for many types of drivers, including those with spotty driving records. USAA offers the cheapest car insurance for drivers with a speeding ticket, drivers who have caused an accident with property damage or injury to others, drivers with a gap in insurance coverage and young adults buying their own policies.
USAA was also the cheapest in our analysis for drivers buying state-minimum car insurance and those purchasing high levels of liability coverage. These low-cost rates along with stellar feedback from surveyed policyholders earned it a 5 stars (out of 5) rating in our scoring of the cheapest car insurance companies. The main drawback with USAA is that only veterans, active military members and their immediate families are eligible.
Among USAA customers surveyed, we found:
They are extremely likely to recommend USAA car insurance to a friend or family member
They are extremely satisfied with their purchase
They were satisfied overall with the claims process
We like Erie because it has the cheapest rates (after USAA) for young adults ages 18 to 25 who are buying their own policies. It also offers fantastic rates for drivers with speeding tickets, drivers buying state minimum car insurance, parents adding a teen driver to their policy and drivers buying full coverage car insurance with higher liability limits (250/500/250).
Using Erie’s Rate Lock feature can keep your cheap rate in place by freezing your premium. Your rates stay the same year after year, even if you file a claim. Prices only change if you make certain policy changes, such as adding a driver or vehicle. Erie’s great rates and customer satisfaction levels earned it 4.4 stars (out of 5) in our ratings for the cheapest car insurance companies.
Among the Erie customers surveyed, we found:
They are extremely satisfied with their purchase
They are extremely likely to recommend Erie car insurance to a friend or family member
They were extremely satisfied overall with the claims process
Nationwide stands out to us for offering the cheapest average rates for most driver types. In some instances, USAA has better rates, but you must have a military connection to be eligible for USAA coverage. The general public is eligible for Nationwide car insurance.
Nationwide rates are the cheapest for most drivers regardless of whether they have a pristine driving record, speeding ticket, accident or poor credit. It is also the cheapest for those buying high liability limits (250/500/250). Good drivers may get even cheaper rates by trying out SmartRide, Nationwide’s usage-based insurance program, and low-mileage drivers can try its pay-per-mile program, SmartMiles. Nationwide earned 4.4 stars (out of 5) in our ratings for the cheapest car insurance companies.
Among the Nationwide customers surveyed, we found:
They are very satisfied with their purchase
They are likely to recommend Nationwide car insurance to a friend or family member
They were very satisfied overall with the claims process
We’re impressed by Travelers’ competitive rates for many types of drivers, including having the second-cheapest rates for drivers with a DUI conviction. Travelers also has relatively low car insurance rates for good drivers, drivers who have caused an accident, drivers with speeding tickets and drivers with bad credit. Travelers is consistently one of the top three to five cheapest companies in our analysis.
You may lower your car insurance rates further using Travelers’ usage-based insurance program, IntelliDrive. A digital discount is available if you enroll in the IntelliDrive app, register for MyTravelers and opt for paperless delivery. Travelers earned 4.1 stars (out of 5) in our ratings for the cheapest car insurance companies.
Among the Travelers customers surveyed, we found:
They are satisfied with their purchase
They are likely to recommend Travelers car insurance to a friend or family member
They were very satisfied overall with the claims process
We like that Geico offers cheap prices for many driver types, especially drivers with poor credit. While not the cheapest, Geico still offers fairly competitive rates for drivers with a speeding ticket or those who have caused accidents. Rates are also decent for parents adding a teen driver to their policies and senior drivers.
Geico additionally offers a usage-based insurance program, DriveEasy, but doesn’t give information on possible discounts. Be aware that if you receive a poor driving score in the program your rates could increase. Geico received a rating of 4 stars (out of 5) in our ranking of cheapest car insurance companies.
Among the Geico customers surveyed, we found:
They are extremely satisfied with their purchase
They are very likely to recommend Geico car insurance to a friend or family member
They were very satisfied overall with the claims process
Car insurance discounts are one of the best ways to save money. When getting a quote, most auto insurers will automatically apply the discounts they find you qualify for. Common discounts include:
Accident-free discount: If your record is free of at-fault accidents.
Antitheft discount: Provided if you have certain antitheft devices in your car.
Car safety equipment discounts: Given when your vehicle has safety equipment such as antilock brakes, antitheft devices and factory-installed airbags.
Early quote discount: For getting a quote before your current policy with another company expires.
Multicar discount: For insuring two or more cars with the same auto insurer.
Multipolicy discount: For insuring both your auto and home insurance with the same insurer.
Paid in full discount: For paying the full car insurance premium upfront.
Paperless discount: Applied when you receive insurance bills and documents electronically.
New vehicle discount: You save by having a car that is 3 years old or newer.
Safe driver discount: Given if you’ve had no accidents, violations or major comprehensive claims for a certain number of years, typically three to five years.
EXPERT TIPS
How To Get the Cheapest Car Insurance
Ryan McMahon
Advisory Board Member
Penny Gusner
Insurance Senior Writer
Jason Metz
Insurance Lead Editor
Les Masterson
Insurance Editor
Michelle Megna
Insurance Lead Editor
Ashlee Valentine
Insurance Editor
Shop Around Regularly as Rates Change
Cost varies by state. Some carriers are more expensive in some states and more competitive in others. I don’t believe there is one universally cheap or expensive insurance company. Also, cost is a factor of the last time the insurance company updated its rates, so a company that was more expensive six months ago could now be the cheapest.
Comparing car insurance quotes with at least three companies is a must when seeking the cheapest car insurance price. I would compare more quotes if you have time. Also, if you alter your auto policy, such as adding a person or car, compare quotes again because the company that offered the lowest rates previously may not be the cheapest after the change.
Raising your car insurance deductible is an easy modification that results in lower rates. Crunching the numbers, I found that if you raise your deductible from $250 to $500 you can save 9% on average—and 19% if you raise it from $250 to $1,000. Just be sure to have the money saved for the deductible in case you need it.
Consider buying your auto and home (or renters) insurance from the same company. I find it convenient to have one insurer for both policies. Also, many companies offer a pretty good discount for bundling auto and home insurance, which typically gives you cheaper car insurance rates.
Review your coverage, limits and deductibles to verify they continue to fit your needs. This can help prevent you from paying for unneeded coverage. I would avoid lowering liability limits because auto accident expenses are continuously increasing, and having inadequate coverage could be catastrophic for your finances.
Many auto insurance discounts are automatically applied when you get a quote but I also ask my agent if there are others I may be missing out on. For example, see if you qualify for a low-mileage discount if you drive only a small number of miles annually. Don’t hesitate to ask your agent about other tips to lower car insurance costs beyond discounts.
Buying a cheap car insurance policy with bare-bones limits and minimal coverage may sound like a pathway to low costs, but it could end up costing you much more in the long run. Risks of purchasing such a policy include:
Images
Content
Low Liability Limits
You must buy at least state minimum limits for liability, but that may not be enough to cover all the damage you cause others in an auto accident. If the accident bills of others exceed your liability limits, you’re still personally responsible, which could lead to a financial crisis.
Coverage Gaps
The cheapest auto policy will include only state minimum coverage, so you won’t have the collision or comprehensive coverage that comes with full coverage car insurance. Comprehensive and collision coverage pay out if your vehicle is damaged from an accident or other problems, such as flood waters, hail, striking an animal or vandalism.
Methodology
To identify the cheapest car insurance companies, we evaluated each insurer based on its average rates for a variety of drivers and the results of our customer service, pricing and claims satisfaction surveys.
Auto insurance rates (80% of score): We analyzed average rates from each company for good drivers, drivers who have caused an accident, drivers with a speeding ticket, drivers with a DUI, drivers with poor credit, drivers caught without insurance, adding a teen driver, senior drivers and young drivers. We also analyzed average rates for minimum coverage and higher liability limits (250/500/250).
Unless otherwise noted, rates are based on a 40-year-old female driver insuring a new Toyota RAV4 and coverage of:
$100,000 for injuries to one person, $300,000 for injuries per accident and $100,000 of property damage (known as 100/300/100).
Uninsured motorist coverage of 100/300.
Collision and comprehensive insurance with a $500 deductible.
State minimum coverage rates reflect the minimum amount of auto insurance required in each state.
Satisfaction with customer service and price; satisfaction with claims process (20% of score): For customer satisfaction, we surveyed 3,000 American drivers with car insurance who purchased a new policy or renewed their policy within the last 12 months, 200 per company. This online survey was commissioned by Forbes Advisor and conducted by market research company Talker Research, in accordance with the Market Research Society’s code of conduct. Data was collected from October 11-29, 2024. The margin of error is ± 1.5 point with 95% confidence. This survey was overseen by Talker Research, whose team members are members of the Market Research Society (MRS) and the European Society for Opinion and Marketing Research (ESOMAR).
For satisfaction with the claims process, we surveyed 3,000 American drivers who had filed a car insurance claim within the past 12 months. This online survey was commissioned by Forbes Advisor and conducted by market research company Talker Research, in accordance with the Market Research Society’s code of conduct. Data was collected from October 11 to November 12, 2024. The margin of error is ± 1.8 point with 95% confidence. This survey was overseen by Talker Research, whose team members are members of the Market Research Society (MRS) and the European Society for Opinion and Marketing Research (ESOMAR).
Cheap Car Insurance Frequently Asked Questions (FAQs)
Who has the cheapest car insurance?
Nationwide, Travelers, Geico and Erie have the cheapest car insurance in our analysis of rates for good drivers. USAA also has very good rates but sells auto insurance only to military members, veterans and their families.
Our findings are a jumping off point, as car insurance costs vary greatly based on personal factors like your location, vehicle and driving record. You’ll want to compare quotes with multiple insurers to find the cheapest car insurance for your particular situation.
What is the cheapest type of car insurance?
The cheapest type of car insurance is a state-minimum policy, sometimes referred to as liability-only auto insurance. It provides the minimum car insurance required by your state to drive legally. A state-minimum car insurance policy costs an average of $631 per year, based on our analysis. That’s over $1,500 cheaper than the average annual cost of a full coverage policy ($2,149).
A state-minimum policy is cheap because it usually has low liability car insurance limits, which pay for injuries and property damage you cause others in an auto accident. Once accident costs pass your liability limit, you’ll be personally responsible for any remaining expenses and can be sued for them. For better financial protection, it’s wise to raise your liability limits if possible so it’s less likely that your insurance limits will be exceeded.
How can I find the cheapest car insurance quotes?
You can find the cheapest car insurance quotes by comparing rates from multiple insurance companies. Insurers all have different formulas for calculating rates, so you’ll often find a wide range of prices for the exact same coverage.
If you’re a safe driver, a usage-based insurance (UBI) program may be worth trying out to see if you get good rates. With some companies, you can get a sign-on discount plus a bigger discount at renewal time—if your driving scores well. Before signing up for a UBI program, check to see if your rates could possibly go up if your driving score isn’t great.
Do teachers get cheaper car insurance?
Teachers may be able to score cheaper car insurance rates from insurers that offer affiliate group discounts for educators or certain occupations, such as teachers or school administrators. For instance, if you’re part of a national educational association—such as the Association of American Educators—ask your insurance company if you can get a price break on car insurance for teachers.
Companies that offer discounts for teachers include Country Financial, Geico and Liberty Mutual. While a discount for teachers is nice, the final price you pay is most important. Be sure to shop around with multiple auto insurance companies to find out which ones have the best rates for you.
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Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.
Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.
Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny enjoys translating the complexities of insurance into easy-to-understand advice and tips to help consumers make the best choices for their needs. Her work has been featured in numerous major media outlets, including The Washington Post and Kiplinger’s.
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.
Ryan McMahon is senior vice president at Cambridge Mobile Telematics. He a key figure at the intersection of technology, auto insurance, and road safety. As the senior vice president of strategy and corporate development at Cambridge Mobile Telematics (CMT), his work focuses on bridging the gap between technology and risk management. CMT leverages AI to transform road and driver safety on a global scale. Ryan's efforts have helped grow the company and its role into a preeminent technology firm, at the forefront of reducing road crashes and modernizing the insurance sector for today's world.
Ryan's path to the insurance industry was shaped by his early experiences as an emergency medical technician, where dealing with the aftermath of auto crashes provided him with a unique perspective on road safety. This foundation laid the groundwork for a career dedicated to aiding drivers in recovery and navigating the complexities of the insurance claims process from a consumer's standpoint. Over time, Ryan ascended to several leadership roles within the industry, accumulating a wide depth of knowledge that spans pricing, distribution, underwriting, claims and regulation.
Ryan's work has reshaped the intersection of road safety and insurance, serving as a vital link between these crucial areas. By embracing technology and pushing for innovative approaches, he has connected the industry toward adopting strategies that emphasize proactive and engaging interactions with consumers. Ryan regularly shares his expertise with a diverse audience, ranging from Wall Street and insurance industry leadership to regulators, lawmakers and road safety experts, highlighting his role in bridging these communities. This unique position allows him to facilitate meaningful conversations and spearhead progress across both domains.
Beyond the insurance industry, Ryan advocates for public safety, pushing for consumer-driven policies, evidence-based road safety strategies and the creation of laws aimed at minimizing crash risks. His advocacy transcends his industry role, highlighting him as an advocate for safety in insurance, technology and beyond.
Ryan's commitment to evidence-based decision-making is geared towards utilizing his knowledge for societal benefit, aiming to lower risks and save lives on the roads. His continuous efforts are shaping the future of auto insurance and road safety, making him a voice for change that positively affects drivers and communities across the globe.
The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This compensation comes from two main sources. First, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers' offers appear on the site. This site does not include all companies or products available within the market. Second, we also include links to advertisers' offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our partners who offer products that we have affiliate links for.
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