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Clint Proctor

Staff Editor

About

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. After starting his own personal finance blog in 2018, Clint quickly began freelance writing for several national publications including Business Insider, MyFICO, Credit Karma, Magnify Money, ChooseFI, DoughRoller and more. Within a year, he was able to quit his job and focus full-time on creating personal finance content.

After accepting his first part-time editor role in 2020, he transitioned to full-time editing work from 2021-2022 before joining Forbes Advisor’s Credit Cards and Travel Rewards editorial team in 2023. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.

In addition to his bucket list of world travel destinations, he would love to visit all 63 U.S national parks. When he’s not editing or traveling, you’ll most likely find him spending time with his wife and two boys with a cup of coffee in his hands.

Expertise

  • Earning credit card rewards
  • Maximizing points and miles
  • Traveling on a budget
  • Building credit
  • Traveling with kids

Achievements

  • 5 years of experience in personal finance journalism
  • Contributor to national personal finance brands, including Business Insider and myFICO
  • Millions of miles and points redeemed for travel

Other Publications

Education

Palm Beach Atlantic University, Bachelor of Science in Organizational Management

  • Chase Sapphire Reserve For Business Vs. Amex Business Platinum

    The and (terms apply, ) are two of the most premium business credit cards available, offering luxury travel perks, generous welcome bonuses and valuable points redemptions. They also each have eye-popping annual fees, so maximizing their benefits is essential to...
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  • Best Chase Business Credit Cards Of 2025

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  • Top Business Credit Cards Of 2025

    The best business credit cards offer a range of benefits, including rewards or cash back, purchase protections and expense management tools. The key to selecting a small business card is identifying which factors matter the most to your business. To...
    Top Business Credit Cards Of 2025
  • Chase Sapphire Reserve Card Review 2025: This Ultrapremium Card Will Take You Places

    The is a blue ribbon winner in my book. It might take you a minute to wrap your head around the major makeover the card just underwent, but the potential perks are enough to make your head spin. That’s also...
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  • Chase Launches The Sapphire Reserve For Business: The Ultimate Business Card?

    Chase just raised the bar on business cards, bringing the prestige of the consumer Sapphire Reserve into the business world. A premium business card has been noticeably absent from Chase’s card lineup, and the Chase Sapphire Reserve for Business℠ is...
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  • Chase Sapphire Reserve Card Gets Big, Bold And Broad Changes

    The is getting a major makeover, and it’s a doozy. The card, which made a splash when it launched in 2016 with a then-unheard-of 100,000-point bonus, is pushing the envelope once more by hiking its annual fee, revising its rewards...
    Chase Sapphire Reserve Card Gets Big, Bold And Broad Changes
  • Best Visa Credit Cards Of 2025

    Today Visa boasts more than 4.7 billion cards as part of a global payment network that processes billions of transactions every year. Although Visa doesn’t issue credit, nearly all major card issuers in the U.S. offer products that are part...
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  • Can You Combine Chase Points From The Sapphire Reserve For Business With The Sapphire Reserve Or Preferred?

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  • Revamped Chase Sapphire Reserve: New Benefits And A 100k Point Bonus

    A few things in life are certain: death, taxes and issuers changing your favorite credit cards. Chase is keeping the tradition alive with a full revamp of its beloved . With a flood of new perks and a steep annual...
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  • Best Credit Cards For Bad Credit Of 2025

    The best credit cards for bad credit offer an opportunity to improve your score without paying exorbitant fees. We analyzed the data to identify this list of cards that meet that criteria while providing additional benefits or rewards.
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  • Chase Sapphire Reserve For Business Review 2025: Worth The Wait?

    While other issuers have offered premium travel cards tailored to businesses, fans of Chase’s Ultimate Rewards® ecosystem have impatiently waited for a high-end option of their own. That day has finally come with the launch of the . It’s a...
    Chase Sapphire Reserve For Business Review 2025: Worth The Wait?
  • Best Credit Cards For Walmart Of 2025

    Walmart is a smart choice for everyday shopping thanks to its low prices and wide selection of household items. But to stretch your budget even farther, how you pay can make a big difference. The best credit cards for Walmart...
    Best Credit Cards For Walmart Of 2025
  • Best Credit Cards For Good Credit Of 2025

    Good credit can open doors to an array of credit card benefits by helping you qualify for options with higher rewards rates, lower fees and other money-saving perks. We’ve done a comprehensive data-based analysis to bring you the best credit...
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  • Best Mastercard Credit Cards Of 2025

    Mastercard is a global payments industry leader that serves businesses and consumers in more than 210 countries and territories. Most major card issuers offer Mastercards for every market segment, from premium reward cards to products for rebuilding credit.
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  • Credit Card Minimum Payment Calculator

    Some months it can seem like making the minimum payment on your credit card debt is your only option, and that’s OK. Covering the minimum amount due is better than paying late or skipping a payment, which can significantly damage...
    Credit Card Minimum Payment Calculator
  • Best Hotel Rewards Credit Cards Of 2025

    Hotel credit cards aren’t for everyone, but they can make a lot of sense to those who typically stay at hotels when traveling or are loyal to a specific brand. Cardholders can grow their points balances with brands they love...
    Best Hotel Rewards Credit Cards Of 2025
  • Bilt Mastercard Vs. Chase Sapphire Preferred Card

    The () has become a rival to top cards like the . Its unique feature? Turning rent payments into rewards, offering up to 100,000 points per calendar year without transaction fees. You must use the card 5 times each statement...
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  • Chase’s Best-Ever Sapphire Preferred Offer Is Almost History: Get It While You Still Can

    Editor's Note: The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. Four years ago, Chase unveiled a best-ever offer on its beloved . You’re not alone if...
    Chase’s Best-Ever Sapphire Preferred Offer Is Almost History: Get It While You Still Can
  • 100k Chase Points Can Do More Than You Think—Here’s How The Savviest Travelers Use Every Last One

    Editor's Note: The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. The is offering a 100,000-point welcome bonus, which is currently one of the most valuable offers...
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  • Best Beginner Credit Cards To Build Credit Of 2025

    Building credit from scratch can feel daunting, but picking the right first credit card can help jump-start the journey. There are three types of starter cards to choose from: student cards, secured cards and no-deposit cards (or unsecured cards). Here’s...
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  • Best Credit Cards Of June 2025

    While no single credit card is the best option for every family, purchase or budget, the experts on our credit cards team set out to crunch the numbers to find the top cards for various needs. We gathered more than...
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  • Chase Sapphire Preferred Benefits: A Goldmine Of Travel Perks

    Serious about travel? Then you need a card that’s just as ambitious as you are. The doesn’t cut corners. You’ll get generous travel perks, ultra-flexible points and a solid welcome bonus. Factor in a wallet-friendly annual fee, and it’s no...
    Chase Sapphire Preferred Benefits: A Goldmine Of Travel Perks
  • Today’s 100,000-Point Sapphire Preferred Bonus Is 100% Worth It

    Editor’s Note: The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. I can’t tell you how often I’ve missed out on a deal and lived with FOMO...
    Today’s 100,000-Point Sapphire Preferred Bonus Is 100% Worth It
  • U.S. Bank Shield Visa Card Review 2025: It’s Got The Power (To Help You Knock Out Debt)

    Not all superheroes wear capes. When it comes to debt-busting credit cards, the latest offering from U.S. Bank deflects interest with a . That’s a solid offer, but not the best out there. The also earns rewards on travel booked...
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  • Best Credit Cards For Excellent Credit Of 2025

    With a high credit score, you're not just in the door—your name is on the VIP list. Now that you’ve mastered the art of credit, it’s time to make that stellar score work for you. The best credit cards for...
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  • Blue Cash Preferred® Card From American Express Review 2025: Shop ‘Til You Drop At Supermarkets (Or Until You Hit $6K)

    If “What do we have to eat?” is a common question in your home, the (Terms apply, see ) can help cut down on the cost of answering it. No other card offers rewards as high on your spending at...
    Blue Cash Preferred® Card From American Express Review 2025: Shop ‘Til You Drop At Supermarkets (Or Until You Hit $6K)
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    If your credit score could use some improvement, a secured card can provide a path to establishing a stronger credit history. Secured cards are credit cards that have a security deposit requirement which can increase your chances of approval. The...
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  • Best Credit Cards For Young Adults Of 2025

    Getting a credit card is a rite of passage for many young adults on their financial journeys. For some, it may be a first step toward financial autonomy. Others will hope to build a strong credit profile to benefit them...
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  • Best Credit Cards For United Flyers Of 2025

    The best United credit cards can elevate your flying experience, from earning MileagePlus miles to enjoying United Club access and complimentary checked bags. Whether you're a casual traveler or a seasoned globetrotter, these four United co-branded credit cards have something...
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  • Best Instant Approval Store Credit Cards Of 2025

    When you’re finalizing your purchase at checkout, a store credit card can offer steep discounts or rewards for your purchase. The best instant approval store credit cards promise convenience in a flash, and picking the right one can ensure your...
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About

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of leading national publishers including Business Insider and MyFICO. Clint has redeemed millions of credit card points and miles to book budget-friendly travel and is passionate about helping others do the same.