Taylor Medine

Staff Writer

About

Taylor Medine is a staff writer at Forbes Advisor who demystifies complex money topics to help everyday people make more informed financial decisions. Over her nearly a decade of experience, Taylor's work has been published on Bankrate, Experian, Credit Karma, MarketWatch, The Balance and more.

Taylor Medine is a staff writer for Forbes Advisor with nearly 10 years of experience writing guides and articles that demystify personal finance topics, such as how to repay debt and build credit.

In 2013, Taylor started blogging about her efforts to stretch a dollar while working in the hospitality industry on a recent college grad’s salary. Eventually, her passion for finance grew into a new career explaining intimidating topics for the everyday consumer.

Taylor’s work has been featured on Bankrate, Experian, The Balance, MarketWatch and other sites. She also holds a Certified Financial Education Instructor (CFEI) certification from the National Financial Educators Council (NFEC).

Outside of work, Taylor enjoys traveling and spending time with her husband and 4-year-old daughter.

Expertise

Federal student aid
Student loans
Personal loan
Business loans

Achievements

Nearly 10 years of experience writing about personal finance
Published on Bankrate, Experian, MarketWatch, The Balance and more
Certified Financial Education Instructor (CFEI)

Other Publications

Education

Bachelor’s degree in tourism and hospitality from Temple University

7 days ago

This Week’s Personal Loan Rates: June 24, 2025—Rates Drop

Rates on personal loans dropped last week. This means if you're in the market for a personal loan, whether to finance a project or major purchase, you can grab a worthwhile interest rate, so long as you're a qualified borrower....
2 weeks ago

This Week’s Personal Loan Rates: June 17, 2025—Rates Move Lower

Rates on personal loans declined last week, giving qualified borrowers a chance to secure a reasonable interest rate and finance a project, purchase or even unexpected bills. For borrowers with a credit score of at least 720 who prequalified on...
4 weeks ago

This Week’s Personal Loan Rates: June 3, 2025—Rates Rise Again

Last week, personal loan rates increased. However, it's still possible for highly qualified borrowers to pick up a reasonable interest rate on a personal loan. If you're interested in financing a major purchase or project, it's a good time to...
1 month ago

This Week’s Personal Loan Rates: May 28, 2025—Rates Decline

Rates on personal loans dropped last week. This means if you’re looking to finance a home remodeling project, large purchase or unexpected bills, you can still snag a reasonable rate, as long as you’re a qualified applicant. For borrowers with...
1 month ago

This Week’s Personal Loan Rates: May 20, 2025—Rates Inch Down Again

Rates on personal loans declined last week, giving qualified borrowers a chance to secure a reasonable interest rate and finance a project, purchase or even unexpected bills. From May 12 to May 17, the average fixed interest rate on a...
2 months ago

Best Private Student Loans Of 2025

Paying for college can be stressful and requires considerable financial planning. After using savings, scholarships and grants to pay for tuition and fees, you may still need more funds to cover college expenses. Student loans may be your next best...
2 months ago

This Week’s Personal Loan Rates: May 6, 2025—Rates Are On The Rise

Rates on personal loans are inching up. But you can still snag a reasonable rate, whether you’re looking to finance a home remodeling project, deal with unexpected bills or temporarily improve your cash flow. From April 28 to May 3,...
2 months ago

This Week’s Personal Loan Rates: April 29, 2025—Rates Move Higher

Last week, personal loan rates increased. But you can still snag a reasonable rate, whether you’re looking to finance a home remodeling project, deal with unexpected bills or temporarily improve your cash flow. From April 21 to April 26, the...
2 months ago

Pros And Cons Of Debt Consolidation

Debt consolidation can simplify repayment when you’re struggling to pay balances on high-interest credit cards. If you choose an installment loan to consolidate your debt, the fixed payments and preset payoff schedule may provide a more straightforward path to debt...
2 months ago

This Week’s Personal Loan Rates: April 23, 2025—Rates Move Higher

Last week, personal loan rates increased. But you can still snag a reasonable rate, whether you’re looking to finance a home remodeling project, deal with unexpected bills or temporarily improve your cash flow. For borrowers with a credit score of...
2 months ago

This Week’s Personal Loan Rates: April 17, 2025—Rates Move Down

Last week, rates on personal loans decreased. Qualified borrowers can still pick up a worthwhile interest rate, providing the opportunity to finance a project, purchase or unexpected bills. For borrowers with a credit score of at least 720 who prequalified...
3 months ago

This Week’s Personal Loan Rates: April 8, 2025—Rates Rise Again

Personal loan rates rose last week. But you can still snag a reasonable rate, whether you’re looking to finance a home remodeling project, deal with unexpected bills or temporarily improve your cash flow. For borrowers with a credit score of...
9 months ago

Best Small Business Loans Of 2025

Whether you want to leverage debt for expansion or day-to-day operations, comparing many loan options is the way to find business financing with costs that don’t exceed your return on investment. To help you search for a loan, our team...
10 months ago

Personal and Business Loan Interest Rate Predictions Amid Potential Fed Rate Cuts

The Federal Reserve’s two-year-long rally to tame inflation with high interest rates appears to be ending. Economists expect a Fed Funds rate cut announcement at the next Federal Open Market Committee (FOMC) meeting on September 17-18, 2024. We talked with...
11 months ago

Can You Use Student Loans To Pay Past-Due Tuition?

When deciding how to pay for school, understanding the nuances of how loans and financial aid work can feel like solving a mystery. Occasionally, I get reader messages asking for help navigating the financial aid process. The latest is from...
1 year ago

Best Law School Student Loan Refinance Lenders Of 2025

A law degree can open doors to high-paying job opportunities. Yet, it’s also one of the more expensive degrees to obtain. Most students borrow money for law school, and the average graduate leaves owing more than $150,000 in debt, according...
1 year ago

How To Get A Student Loan For Online School

With many universities now offering online-only degree programs, you could get your first and next degree or certification from the comfort of your couch or home office. While online classes can be cheaper than attending in person, tuition for a...
1 year ago

Why You Should Make More Than The Minimum Student Loan Payment

When paying off student loans, making the minimum payment is all that’s required to keep your loans current. Yet, adding extra money to the minimum each month could pay down your balance faster and save you a bundle in interest....
1 year ago

40% Of Federal Loan Borrowers Missed First Payment After Payment Pause. What Are The Consequences?

When the pandemic-induced student loan payment pause ended in October, most borrowers made their first payment by mid-November—but over 8 million borrowers didn’t, according to data from the Department of Education. In a December blog post, U.S. Undersecretary of Education...
1 year ago

How To Pay Off $80,000 In Student Loans

If you attend a high-cost school or obtain multiple degrees, it’s possible to rack up $80K in student loans. While paying off such a large balance may feel insurmountable, federal loans offer multiple repayment and forgiveness options to help eliminate...
1 year ago

Pros And Cons Of Prepaid Tuition Plans

Enrolling in a 529 prepaid tuition plan is a college savings strategy that can help families combat tuition inflation. According to the National Center for Education Statistics, during the 2021-22 academic year, average tuition and fees for a full-time undergraduate...
1 year ago

EdFinancial Services: Everything You Need To Know

EdFinancial Services is one of several loan servicers contracted by the federal government to manage billing for federal student loans. Based in Knoxville, Tennessee, EdFinancial has been in the student loan business for over three decades and services loans for...
1 year ago

CornerStone Education Loan Services Review 2025

CornerStone Education Loan Services was one of several companies that used to service federal student loans. In 2020, CornerStone Education Loan Services terminated its loan servicing contract, which means it’s no longer managing loans for borrowers. If you had loans...
2 years ago

Best Dental School Loans Of 2025

The journey to become a dentist usually takes around eight years of study, which can come with a steep price tag.For the 2022-23 year, the average total cost of dental school was $329,724 at a private school and $213,683 at...
2 years ago

Best Personal Loans With No Credit Check Of 2025

Although it’s common to undergo a credit check when applying for a personal loan, not all lenders require one. If you need cash to hold you over until your next payday—or longer—there are loan apps and personal loan lenders that...
2 years ago

Best Dental School Loan Refinance Lenders Of 2025

Dentists make a very handsome salary, but dental school is also costly and borrowing to foot the bill can result in a large debt balance. On average, students leave dental school with $293,900 in student loan debt, and a loan...
2 years ago

Debt Consolidation Loan Statistics & Trends

From auto loan debt to credit cards, Americans are leaning more on borrowed money to manage finances. In the fourth quarter of 2023, nonmortgage debt in America jumped to $4.89 trillion, a 5.4% increase from $4.64 trillion in Q4 2022....
2 years ago

How To Use Payroll Loans

Not having enough cash to pay employees can be consequential, not limited to losing talent. For a short-term gap in revenue, a payroll loan can provide the funding to pay your staff so you can keep your business running. Many...
2 years ago

Can You Refinance Your Motorcycle Loan?

You can refinance a motorcycle loan to get lower interest rates and more favorable terms. Whether you can—and should—refinance your motorcycle loan depends on your credit, how much your bike is worth and the existing loan’s remaining balance, among other...
2 years ago

What Is A Guaranteed Loan?

A guaranteed loan is a type of personal loan that may offer “guaranteed” or instant approvals to borrowers without a credit check. And if a credit check is required, poor credit may be accepted. In contrast, most personal loan lenders...

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Top Picks From Taylor Medine

Faces Of Student Loan Forgiveness: How 2 Borrowers Got Over $350,000 Forgiven

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FAFSA Changes Are Coming: What You Need To Know

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Business Loans Are The Most Popular Funding Method For Businesses, Forbes Advisor Survey Finds

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