Emma Lunn

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  • How To Transfer Money From One Bank Account To Another

    Every day millions of people transfer money from one bank account to another – between their own accounts, to friends or family, and to pay companies or businesses. Online bank transfers have become a lot more common since the move...
  • 5 Types Of Borrowing To Avoid While At Uni

    Student life can be an expensive business. If you’re heading off to uni this September, you’ll probably be budgeting your rent, bills and spending money for the first time.  Many undergraduates find their maintenance grant doesn’t cover all their costs...
  • Mortgage Repayment Calculator: How Much Will Your Home Cost Each Month?

    With so many costs and variables at play, it can be difficult to budget when it comes to paying for a home. A mortgage calculator can prove an indispensable tool when it comes to seeing what your monthly payments could...
  • Travel Insurance For Asthma Patients

    Asthma is a common, long-term chronic illness that requires ongoing management. A diagnosis of asthma can affect how much the sufferer pays for travel insurance. According to the British Lung Foundation, about eight million people in the UK – more than...
  • What Is A UK Wire Transfer?

    A wire transfer is a type of bank transfer where money is transferred from one person or bank to another.  The term originates from when long-distance communication was carried out using telegraph wires. Typically used for international transfers, customers would...
  • Pet Insurance For Kittens: Our Pick Of The Best

    Pet insurance can be an integral part of helping kittens grow into strong and healthy cats. With veterinary treatment for injury and illness (a broken tibia or diabetes, for example) running into hundreds, or even thousands, of pounds, this kind...
  • How To Open A Business Bank Account

    Do you run a business? If so, you’re likely to need a business bank account. Some types of companies are required to have a business bank account, while it’s optional for other business set-ups. A business bank account is very...
  • Travel Insurance For Cancer Patients

    Every two minutes, a person in the UK is diagnosed with cancer, according to Cancer Research UK. The charity says there are around 367,000 new cancer cases in the UK every year. That’s around 1,000 every day. But it also...
  • What Is An Innovative Finance ISA?

    An Innovative Finance ISA (IFISA) is a type of ISA that allows you to use your tax-free ISA allowance while investing in peer-to-peer lending and crowdfunding.  Other types of ISA allow people to save in cash (cash ISA) or invest in...
  • Travel Insurance For The Under-18s

    Going on holiday without their parents for the first time is a rite of passage for children and teenagers. But foreign countries can be risky places for unwary under-18s – so it’s a good idea to have travel insurance in...
  • How Much Does Car Insurance Cost?

    The average comprehensive motor insurance premium cost £511 in the second quarter (April to June) of 2023, according to the Association of British Insurers (ABI). It marks a 7% rise compared to the previous quarter (January to March) and a...
  • What Is 5G Broadband?

    With UK mobile networks rolling out 5G across the UK, the fifth generation of wireless technology could shake up the world of home broadband.  5G is the fifth, and latest, generation of wireless technology. It’s a step up from 4G...
  • Should I Make Mortgage Overpayments?

    When you take out a repayment (capital & interest) mortgage your lender will work out how much you need to pay back each and every month to ensure the mortgage is paid off at the end of the agreed term. If...
  • Mortgage Offers – What You Need To Know

    A mortgage offer confirms that your mortgage application has been accepted and the lender agrees to lend you a sum of money to buy a home – or take over an existing mortgage on a home you already have. If...
  • Getting A Mortgage Agreement In Principle – What You Need To Know

    A mortgage Agreement in Principle (AIP) is a document that indicates that a particular lender would be willing to lend you a specified sum, based on details you’ve provided about your income, spending and debts. An AIP is not a...
  • How Much Does It Cost To Neuter A Dog?

    According to a survey by the People’s Dispensary for Sick Animals (PDSA), around seven in 10 dogs in the UK are neutered. Neutering prevents unwanted pregnancies, pregnancy-related illness and has many other health benefits for dogs. It can improve behaviour...
  • 10 Steps To Getting A Mortgage

    The difference between being accepted or rejected for a mortgage can be nothing short of life-changing. Here’s a 10 step guide on how to give yourself the best possible chance of being shown the green light.  Note however, that these...
  • How Much Deposit Do I Need For A Mortgage?

    You’ll need a deposit of at least 5% of your property’s purchase price to get a mortgage. If your deposit is higher than 5%, it will mean you have more mortgage options and lower costs, with the choice improving as...
  • A Guide To Loans For Unemployed People

    If you’re unemployed, borrowing money can be both difficult and expensive – but it’s not impossible.  Without a regular income to repay the loan, many lenders will turn you down for a personal loan if you’re not working. This is...
  • Travelling To France With Your Dog

    Family holidays aren’t complete unless the family pet goes too. With France easily accessible by train, plane and ferry, more and more people are taking their four-legged friend across the channel. The rules about taking your dog to France have...
  • Perfect Pet Insurance Review

    Perfect Pet is a pet insurer which offers pet insurance for dogs and cats from just four-weeks-old, with no upper age limit for older pets. The provider has been in business for more than 20 years and pays 97% of...
  • VetsMediCover Pet Insurance Review

    VetsMediCover is a pet insurance provider. It is part of PetsMediCover Limited which is authorised and regulated by the Financial Conduct Authority. VetsMediCover offers four levels of cover and covers your pet for vets’ bills of up to £10,000 per...
  • Pet Insurance With Immediate Cover

    It can be difficult to find pet insurance with immediate cover – pet owners typically have to wait 14 days before they can make a claim on a new policy.  This applies to all types of pets and almost all...
  • What Is A No Claims Discount On Car Insurance?

    A No Claims Discount (NCD) or No Claims Bonus (NCB) can save you money on your car insurance. As the name suggests, you can build up an NCD if you don’t make a claim on your car insurance policy. Having an...
  • Help To Buy London: What Are The Alternatives?

    Government schemes, Help to Buy and Help to Buy London, closed to new applicants on 31 October 2022 – so if you are looking to get on the housing ladder in the capital, what are your options now? Help to...
  • Best SIM-Only Mobile Deals

    A SIM, which stands for ‘subscriber identity module’, is the small plastic card provided by your network that slots inside your mobile phone. It holds information, such as your mobile number, and allows you to make and receive calls and texts,...
  • Second Charge Mortgages Explained

    A second charge mortgage is a loan secured against the equity you’ve built up in a property you own. For homeowners, it presents an alternative to remortgaging or taking out an unsecured loan. When you take out a second charge...
  • Santander 1|2|3 Current Account Review

    To qualify for a Santander 1|2|3 Current Account, you need to be aged over 18 and live in the UK permanently. You’ll need to pay at least £500 into your account each month and set up two active Direct Debits. ...
  • Should You Get Home Appliance Insurance?

    Ovens, microwaves, dishwashers, fridges, freezers, washing machines and tumble dryers are all vital parts of a functioning home.  And if you couldn’t afford to fix or replace an appliance straight away if it stopped working, you should consider home appliance...
  • 20 Ways To Make Money Online

    Looking for ways to make some extra cash? This doesn’t necessarily mean getting a second job. In fact – so long as you have a broadband connection – there are numerous ways to make money online without leaving the comfort...