Kevin Pratt

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  • Gold Price Today

    30 June: The price of gold opened at £2,388.98 per ounce today, down 4.64% week-to-week. It is down 3.77% over the last month but is up 29.47% over the last year. Gold’s 52-week high closing price is £2,566.11 and 52-week...
  • Mortgage Rates 30 June 2025

    The Bank of England’s Monetary Policy Committee (MPC) voted to hold interest rates at 4.25% in June. The move was expected in light of annual inflation remaining well above the Bank’s 2% target as set by the government (more on...
  • What Is The Best Time To Buy Car Insurance?

    Car insurance premiums are on the rise but with the right timing you could still keep costs down. Below, we run through the best time to buy car insurance, along with some other tips and tricks for getting a good...
  • Average Savings By Age In The UK

    How much do individuals in the UK hold in savings, on average, at different times of their lives? We looked at a range of data sources to find out what the average savings balance is for people of different ages...
  • What Is Inflation – And How Can It Destroy Your Money?

    Inflation, as measured by the Consumer Prices Index (CPI), stood at 3.4% in the year to May. It was just a whisker under the annual 3.5% figure recorded in April, and still above the Bank of England’s official target of...
  • Best Pet Insurance For Older Dogs – Our Top Picks

    If your pet is getting old, or you’ve re-homed a pet heading for its twilight years, getting pet insurance can be trickier. But how old your pet has to be before age becomes an issue depends on the type of...
  • Floods And Storms: How To Stay Safe And Secure

    When heavy rain or full-blown storms are in the weather forecast, as is the case for parts of the UK today and over the weekend, it’s worth doing a few checks around your property and taking precautions to minimise the...
  • UK Small Business Statistics

    How many people in the UK would like to start a business? According to a 2024 Forbes Advisor poll (see below) 41% of Brits would like to start their own business one day, 26% need the conditions to be right...
  • UK Artificial Intelligence (AI) Statistics And Trends In 2025

    The rapidly growing field of artificial intelligence (AI) has the potential to revolutionise our lives.  With AI already powering everything from self-driving cars to medical diagnosis tools, we look at how uptake of the technology is changing the UK. According...
  • UK Travel Insurance Statistics 2025

    The UK’s travel insurance market is currently valued at around £476 million and is forecast to be worth around £610 million by 2030[1]. According to a 2024 Forbes Advisor poll of 243 respondents, the vast majority of people who buy...
  • UK Car Insurance Statistics 2025

    A car insurance policy offers financial protection against the risks to which a driver is exposed, namely being involved in an accident with another vehicle, damaging another person’s property, accidentally damaging his or her own vehicle, and being the victim...
  • Best Investment Trading Apps UK For June 2025 – Our Pick

    Capital at risk. All investments carry a varying degree of risk and it’s important you understand the nature of these. The value of your investments can go down as well as up and you may get back less than you...
  • Winter Fuel Payment: All You Need To Know

    The government is ditching its controversial policy of restricting winter fuel payments to those who qualify for pension credit or other means-tested benefits (such as income support or universal credit). Instead, the benefit, worth up to £300 annually to households...
  • How To Buy NVIDIA (NVDA) Stocks & Shares

    NVIDIA is an artificial intelligence (AI) chip and software provider. Alongside Microsoft and Apple, it is now one of the world’s most valuable publicly-listed companies. The company derives revenue from product sales, including hardware and systems, licence and development arrangements,...
  • What Is The UK Average Pension Pot?

    If you’re saving for retirement, it’s natural to question whether you’re on track to amass enough to make you financially comfortable, and to wonder how your pension savings compare to those of others. But according to a Forbes Advisor poll,...
  • Our Pick Of The Best Easy Access Cash ISAs

    Rising interest rates over the course of almost two years, have given returns on variable rate cash ISAs a huge boost. Cash ISAs allow savers to pay in up to £20,000 a year and earn the interest income-tax-free. However, while...
  • Best Instant Access Savings Accounts Of June 2025

    Instant access savings accounts allow savers to add or withdraw cash any time without penalty. While instant access accounts don't pay the highest rates on the market, your cash can  be accessed at any time, so it pays to keep...
  • UK Website Statistics 2025

    Devices used to access the web in the UK These are the devices used by people in the UK to access the internet3: In 2024, these were the top three online shops in the UK, and their revenues[7] The following...
  • Scams To Beware In 2025

    Fraud is the most prevalent type of crime in the UK, accounting for over 40% of offences in England and Wales, according to figures from the National Crime Agency. While anyone can fall victim to fraud, scammers often take aim...
  • Social Media Scams – How To Stay Safe

    The internet connects loved ones, provides useful information, enables online transactions and generally makes life more convenient – but it has also been a boon for criminals.  Using the web, fraudsters can imitate legitimate companies, place ads for non-existent goods...
  • Our Pick Of The Best Stocks To Buy Now

    Stocks, also known as shares, are units of ownership in a company that provide the opportunity to make a profit if the company’s share price rises – and, of course, to make a loss if it falls. Individuals often favour...
  • Our Pick Of The Best Personal Pension Providers UK

    According to official figures, nearly 90% of eligible UK employees, about 20.4 million people, have access to a workplace pension. But if you’re an employee or are self-employed, it’s also possible to set up a separate retirement arrangement of your...
  • Adventure Travel Insurance: Our Pick Of The Best Policies

    Planning an action-packed adventure? For travellers with activities such as bungee-jumping and paragliding on their itinerary, adventure travel insurance can provide peace of mind against the risk of financial loss and expense. It can cover emergency treatment should the policyholder...
  • Best Business Expense Tracker Apps 2025

    Few people enjoy admin – but keeping track of day-to-day expenses is essential for running a business. Fortunately, an expense tracker can remove much of the hassle. These app-based and online tools help businesses organise receipts, keep tabs on employee...
  • How To Buy BT (BT.A) Stocks & Shares

    BT Group provides telecommunications, security and network/IT infrastructure services to customers worldwide. It consists of three main divisions: Consumer serves individuals and families in the UK; Business covers companies and public services in the UK and internationally; Openreach is an...
  • How To Buy easyJet (EZJ) Stocks & Shares

    Founded in 1995, easyJet is a budget airline with its operational headquarters at Luton Airport. It has over 340 aircraft, making it one of the largest operators in the world. It runs over 1,000 routes across 158 airports in nearly...
  • Our Pick Of The Best Social Trading Platforms

    Social trading platforms allow private investors to share information, from discussing investment ideas to copying the trades of other investors. Social trading made headline news back in the pandemic when some investors took on institutional short-sellers of stock in GameStop,...
  • Lemonade Home Insurance Review 2025

    Lemonade is a US-based ‘insuretech’ company that offers home insurance in the UK. It promises a different take on home insurance by exclusively using artificial intelligence (AI) and chatbots to handle claims. Lemonade also offers a different take on the...
  • How To Buy Marks & Spencer (MKS) Stocks And Shares

    Marks and Spencer Group PLC is food, clothes and home products retailer. Its principal divisions are Clothing & Home, Food, International, and Ocado Retail. The international division consists of M&S-owned businesses in Europe and Asia plus international franchise operations. Ocado Retail...
  • Will My Car Insurance Premiums Go Up In 2025?

    The rising cost of car insurance in recent years has been a significant contributor to the cost of living crisis. According to Citizens Advice, some 900,000 people were forced to give up their car last year because they could no...