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Audited & Verified: Dec 1, 2024, 3:55am
Reviewed By
| Staff EditorWith Arizona’s climate of scorching days and chilly nights, HVAC and other home systems are essential, alongside must-have appliances like refrigerators, washers and dryers. When these everyday necessities break down, repairs can be both urgent and expensive. Home warranties are designed to cover these sudden and unexpected expenses, providing homeowners with the peace of mind that they can be fixed or replaced without breaking the bank.
Like many other types of warranties, there is a variety of home warranty companies and plans to choose from, and the choices can seem overwhelming at first. To help you make the right decision, we reviewed plans from 18 of the top home warranty providers and surveyed 1,000 homeowners to gauge how they view their warranty coverage. Here are our picks for the best home warranty companies in Arizona.
We know that dozens of home warranty plans are available to homeowners, and sorting through all the fine print to choose one right for your house can be frustrating. That’s why we’ve evaluated the top companies with comprehensive plans and compiled this list of the best home warranty companies to help you make an informed decision based on your home and budget needs. The Forbes Home team is committed to bringing you independent, unbiased ratings and information. We use data and expert advice to inform all of our content. Plus, our advisory board of licensed professionals fact-checks and reviews our content for accuracy and relevancy. You can read more about our editorial guidelines for the ratings below.
Featured Partners
1
Select Home Warranty
Plans Available
3
Response Time
Great
Number of States
46 + District of Columbia
2
Choice Home Warranty
Plans Available
2
Response Time
Excellent
Number of States
49 + District of Columbia
3
American Home Shield
Plans Available
3
Response Time
Excellent
Number of States
48 + District of Columbia
Key Takeaways
The home warranty providers AFC Home Warranty, Liberty Home Guard and American Home Shield top our best home warranty in Arizona list. AFC Home Warranty scored 4.7 out of 5 stars when reviewed against our methodology and had the most options, with four plans to choose from and a variety of add-ons for customized coverage. The company also offers customers their choice of technician and 24/7 phone support.
We compared the ratings and costs of our top home warranty companies after completing our research and analysis across criteria including service fees, plans and coverage, add-ons covered, years in business and customer reviews and experiences
| COMPANY | FORBES HOME RATING | BEST FOR | MONTHLY SERVICE FEE | LEARN MORE |
|---|---|---|---|---|
 4.7    | Best Overall | $41.83 - $152.20 | On AFC's Website | |
| 4.7 | Best Add-On Coverages | $54.99 | On Liberty Home Guard's Website | |
| 4.5 | Best Customer Service | $29.99 - $89.99 | On American Home Shield's Website | |
| 4.5 | Best Budget-Friendly Coverage | $30.99 | On Cinch's Website | |
| 4.3 | Lowest Service Fee | $84.99 | Read Forbes' Review |
Best Overall
Best Overall
AFC Home Warranty
With over 30 years of experience, AFC Home Warranty has established itself as a trusted player in the industry. AFC Home Warranty offers flexible service options, enabling customers to tailor their coverage to their specific needs. Four plans are available with three service fee levels—$75, $100 and $125. The company also has good reviews, getting a 4.7 from us, a B rating on BBB and a 4.1 on Consumer Affairs as of this writing.
We were impressed with AFC Home Warranty’s variety of options, which include four different plans, three service fee levels, and many add-ons. Some plans also provide family emergency services and discounts with partner companies, and AFC customers have the flexibility to select their own service technicians. We also like that the company is BBB-accredited and received good reviews on several online platforms.
Why We Like It
While AFC is priced higher than some of the competition, we like that the company offers the option to extend coverage for a three-year period, allowing Arizona homeowners to pay for 20 months and then receive 16 months of payment-free coverage. We also like that the company commits to a response time of 24 to 48 hours under normal circumstances and operates its service request lines 24/7.
What We Don’t Like
AFC’s plans are pricier than other competitors, with no monthly or quarterly payment options for those looking for more short-term coverage. We also think AFC could do better with its discounts and transparency regarding certain fees. For instance, canceling a contract before completion results in a $75 cancellation fee and a prorated refund.
Who It’s Best For
Homeowners looking for comprehensive coverage options and extra protection plans will find AFC to be a great fit, especially those who appreciate a wide range of plans, including coverage for properties beyond traditional single-family homes.
Learn more: AFC Home Warranty review
AFC Home Club offers four different coverage packages for homeowners, with options to pay for a one-year term or upgrade to a three-year package and get 16 payment-free months.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Platinum Plan (1-Year Term) | $57 - $62 | $75 - $125 |
Platinum Plan (3-Year Term)* | $88.65 - $97.70 | $75 - $125 |
Gold Plan (1-Year Term) | $51.92 - $57 | $75 - $125 |
Gold Plan (3-Year Term)* | $76.55 - $85.60 | $75 - $125 |
Silver Plan (1-Year Term) | $36.83 - $41.83 | $75 - $125 |
Silver Plan (3-Year Term)* | $61.10 - $67.15 | $75 - $125 |
Diamond Plan (1-Year Term) | $91.58 - $96.58 | $75 - $125 |
Diamond Plan (3-Year Term)* | $143.15 - $152.20 | $75 - $125 |
AFC Home Warranty has received fairly mixed feedback from its customers on platforms like BBB and Trustpilot. The favorable reviews highlight the company’s adherence to its service terms and the timeliness of its technicians. Still, there were a number of unfavorable reviews that criticized the company for declining coverage or providing insufficient coverage when a complete replacement was required.
However, it’s important to mention that AFC Home Warranty has a 100% response rate to customer claims filed with BBB.
Best for Add-On Coverages
Best for Add-On Coverages
Liberty Home Guard
Despite being relatively new to the industry, Liberty Home Guard has positioned itself as a dependable home warranty provider known for its outstanding customer support. Customers appreciate the ability to customize plans and the user-friendly online platform for plan management and claim submission. The company has received an impressive score of 4.7 out of 5 from Forbes, Google Maps and Consumer Affairs as of this writing.
What impressed us about Liberty Home Guard is the wide array of options available, including three service plans and 24 optional add-ons, which allow homeowners to tailor their coverage. We also liked the company’s user-friendly online interface, which simplifies claim filing and plan management. Backed by a strong foundation of positive online reviews, the company has demonstrated reliability and a dedication to providing excellent service.
Why We Like It
We like the variety of plans and add-ons offered by Liberty Home Guard, allowing Arizona homeowners to customize coverage according to their home’s specific requirements. We also appreciate the company’s flexibility in providing both monthly and annual contracts, as well as giving customers the option to select their preferred technician. The company’s high ratings on BBB, TrustPilot and Google Maps further solidified its position as one of our top picks.
What We Don’t Like
One drawback to Liberty Home Guard is the company’s relatively limited experience in the industry, as it has only been in operation for six years, making it the newest business we reviewed. Liberty Home Guard’s plans are also priced relatively higher compared to those of its competitors. Additionally, some customers have reported limitations in coverage for specific items or situations, which may not be clearly outlined in the plan details.
Who It’s Best For
Liberty Home Guard is well-suited for customers who are willing to invest a bit more in exchange for flexible coverage, dependable service and a convenient online claim filing process.
Learn more: Liberty Home Guard review
You have the option to enhance your coverage with extra services for the following items and systems:
Liberty Home Guard offers three main packages, each named for what it covers. You can also add additional coverages for electronics, swimming pools and generators.
| PLAN NAME | MONTHLY PREMIUM |
|---|---|
Systems Guard | $54.99 |
Total Home Guard | $59.99 |
Appliance Guard | $49.99 |
Liberty Home Guard has received mostly positive feedback from customers, with ratings ranging from high three-star to five-star reviews. Happy customers have expressed their contentment with the service provided by the company and its technicians. However, some critical reviews mention items not being covered for repair as expected, slow response times and unexpected costs being charged after repair services.
Best Customer Service
Best Customer Service
American Home Shield
With over 50 years of experience, American Home Shield is a well-established leader in the home warranty industry. Its plans offer appealing features such as free cancellations within 30 days and 24/7 phone support, ensuring a top-tier customer experience. The company is also well-reviewed, currently receiving a 4.5 out of 5 from us, a 4.5 on Google Maps and a 4.3 on Consumer Affairs.
Arizona homeowners on a budget will appreciate American Home Shield’s affordable service plans, which start at under $30 per month. Even with this affordable pricing, the company maintains strong online ratings, receiving high praise on platforms such as Google Maps and Consumer Affairs.
Why We Like It
We appreciate that American Home Shield provides cost-effective plans with extensive coverage limits, encompassing pre-existing conditions, code violations, rust and corrosion. Customers also have the freedom to select their preferred technician. Furthermore, the company’s exceptional customer service is evident through its high online ratings and round-the-clock phone support.
What We Don’t Like
American Home Shield’s service fees are relatively high, and its plans do not provide as many add-on services as some of its competitors. Also, while the majority of online customer reviews are positive, the company did receive lower ratings on Trustpilot and BBB.
Who It’s Best For
American Home Shield is an ideal choice for homeowners seeking extensive coverage within a limited budget. It is also well-suited for older homes and homes with pre-existing issues that may render them ineligible for other available plans.
Learn more: American Home Shield review
American Home Shield offers three basic plans, with options to cover systems, appliances or both.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
ShieldSilver | $29.99 - $39.99 | $100 - $125 |
ShieldGold | $49.99 - $59.99 | $100 - $125 |
ShieldPlatinum | $79.99 - $89.99 | $100 - $125 |
Online reviews of American Home Shield are mixed. While some customers have praised the company for their convenient scheduling and speedy services, others have criticized the long wait times for repairs and poor communication from customer service representatives.
Best Comprehensive Coverage
Best Comprehensive Coverage
Cinch Home Services
With more than 40 years of industry experience, Cinch Home Services is a trusted and well-established home warranty provider providing comprehensive coverage at a reasonable cost. The company received a rating of 4.5 out of 5 from Forbes, holds a B rating on BBB and maintains an average score between 3 and 4 across Google Maps, Consumer Affairs and Trustpilot as of this writing.
We chose Cinch Home Services as a top option for Arizona homeowners due to its extensive industry experience and its comprehensive and cost-effective plans that cover most major appliances and home systems. Additionally, we were impressed by the company’s six-month guarantee on all covered repairs and its offer of discounts or credits for the purchase of new appliances or the installation of new systems.
Why We Like It
Cinch sets itself apart by providing unique benefits, including a $500 reimbursement for a homeowner’s insurance deductible. We appreciate its 180-day service guarantee, which surpasses industry standards. Additionally, the company’s BBB accreditation adds to its appeal.
What We Don’t Like
A drawback of Cinch Home Services is that homeowners cannot select their own technicians. Additionally, it’s worth noting that Cinch’s service fees range from $100 to $150, which are slightly higher compared to some competitors.
Who It’s Best For
Cinch Home Service is a great fit for homeowners who value extensive coverage and appreciate the peace of mind provided by extended guarantees for services conducted by its authorized contractors. The company is also well-suited for those who are less concerned about the higher service fees and the option to choose their own contractors.
Learn more: Cinch Home Services review
Additional services and coverage can be added for the following items and systems:
Cinch Home Service offers three different plan options covering home appliances, home systems or both.
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Home Appliance | $30.99 - $48.99 | $100 - $150 |
Built-in Systems | $43.99 - $55.99 | $100 - $150 |
Complete Home | $54.99 - $66.99 | $100 - $150 |
In our research, we discovered that like many other home warranty companies, Cinch Home Services received mixed reviews from customers. While some satisfied customers praised the company for its competitive pricing and knowledgeable customer service representatives, others expressed their disappointment about refused claims and delays in service by technicians who work with the company.
Best Variety of Warranty Options
Best Variety of Warranty Options
ARW Home
Founded in 2009, ARW Home stands out for offering customizable plans tailored to homeowners’ specific requirements. Whether it’s basic appliance coverage or comprehensive system protection, the company provides a range of options that can be customized to fit a range of needs. With service fees set at just $55 across all plan tiers, homeowners can freely use their coverage while keeping out-of-pocket costs low.
What stood out to us about ARW is that all of its plans include a standard service fee of $55, which is approximately half of what most competitors charge. Arizona customers also have the option to utilize ARW’s contractor technicians for repairs or replacements or select their own licensed technician.
Why We Like It
A key advantage of ARW Home is the freedom for customers to select either the company’s contractor technicians or their own licensed technician for repairs or replacements. Moreover, with a fixed service fee of $55 for all plans, it had the lowest cost of use. Customers can also choose between quarterly or annual contract lengths to find the commitment level that suits their needs.
What We Don’t Like
While ARW performs well in various areas, some individuals may consider the $49 cancellation fee for ending a contract to be a possible disadvantage. Additionally, despite the company’s A rating, we noticed lower customer ratings on BBB.
Who It’s Best For
ARW Home is suitable for homeowners seeking customizable and comprehensive home warranty coverage with transparent pricing. It is especially suitable for those who value the ability to choose their service technicians and need coverage for different property types, including manufactured homes and condominiums.
Learn more: ARW Home review
You can add additional coverage for these items and systems:
Similar to other providers, ARW Home offers three plans covering appliances, home systems or both.
| PLAN NAME | MONTHLY PREMIUM |
|---|---|
Total Max | $84.99 |
Systems Max | $59.99 |
Appliance Max | $45.99 |
We found that ARW Home received mixed reviews from customers. In positive reviews, customers were satisfied with the company’s customer service agents, who were often mentioned by name, as well as the quick response time to claims. However, some critical reviews raised concerns about ARW’s denial of certain claims and extended wait times for customer service.
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website 
Choosing the right home warranty in Arizona is about more than just making sure a company is reputable nationwide. Although that certainly matters, it’s vital that the company you choose covers the equipment you need to stay comfortable and safe in Arizona, including sometimes-excluded equipment like air conditioning. You should also consider local reviews and the technicians doing the work.
Although many home warranties are marketed and sold on the national level, they’re generally serviced on the local level. This means that the service you get in Phoenix may be a lot different than the service someone else gets in Boise. By reading local reviews, you can get a better feel for how your local office handles problems and what working with them will be like.
Getting to know your local technicians isn’t a bad thing, especially if you choose a plan that allows you to choose your own repair experts. Knowing who is out there, what their work is like and how they troubleshoot common problems can prepare you for the experience should something major break.
Depending on where you live in Arizona, your home may have to deal with a lot of problems from nature. Between threats from wildfires, dust storms, extreme heat and flooding, it’s downright dangerous for your major systems to break down unexpectedly. When you’re choosing a home warranty, make sure to pick one that will include all the parts of your home most at risk.
Compare Quotes From Top-rated Home Warranty Companies
Free, No-commitment Estimates
The cost of a home warranty in Arizona depends on several factors, like the level of coverage you choose, the provider you select, the size of your home and the specific items you want to be covered. A basic home warranty plan can cost anywhere from $40 to $60 per month in Arizona—however, the more comprehensive the plan, the higher the cost.
| EXPENSE | LOW COST | AVERAGE COST | HIGH COST |
|---|---|---|---|
| Home Warranty Fee (Monthly) | $30 | $40 – $60 | $90 |
| Service Fee (per Claim) | $55 | $100 – $125 | $150 |
Calculating home warranty costs will come down to the monthly cost of your plan, service call fees and the expected number of claims that you’ll make for the year. Getting a custom quote directly from a home warranty company is the best way to get a precise estimate of what your expenses could look like. Compare these home system and appliance repair costs alongside replacement prices to decide whether a home warranty plan could be worth it for you.
| ITEM | AVERAGE REPAIR COST | AVERAGE REPLACE COST |
|---|---|---|
| Air conditioner | $100 - $2,500+ | $3,875 - $7,825 |
| Furnace | $100 - $2,500+ | $2,800 - $6,800 |
| Electrical | $50 - $300+ | $3,000 - $18,000 |
| Plumbing | $200 - $4,000 | $3,000 - $16,000 |
| Roofs | $150 - $7,000 | $6,700 - $80,000 |
| Dishwasher | $100 - $300 | $250 - $2,000 |
| Refrigerator | $200 - $400 | $800 - $12,000 |
| Oven | $125 - $425 | $2,000 - $4,200 |
| Stove | $125 - $425 | $2,000 - $4,200 |
| Washer or dryer | $100 - $475 | $1,000 - $2,300+ |
In Arizona, it’s important to consider the impact of the hot, dry climate on home systems and appliances. Air conditioning systems are essential, and coverage for these is crucial. Additionally, pool equipment maintenance may be more frequent due to the hot weather. Dust and sand from the desert climate can also affect the functioning of various appliances, so coverage for these items is also worth considering.
Key considerations for Arizona homeowners include:
If you’re considering a home warranty company in Arizona, it’s important to understand your options and how they work. The Arizona Department of Insurance oversees and controls home warranties, so before signing up for a plan, make sure you know the regulations and if there are any limitations.
Home warranties are not required in Arizona, but they offer some protection for homeowners when needed. Given that home warranty companies offer a range of coverage options, it’s crucial to understand the extent of coverage before enrolling in a home warranty plan. It is also recommended to contact the National Home Service Contract Association (NHSCA) if you have any additional questions regarding home warranties.
Find the top ranked home warranty company in your area
Home warranties can protect you against unexpected expenses. Click on your state today to find out more.
If you’re considering a home warranty plan in Arizona, choosing one tailored to the state is key. These plans offer valuable protection against unforeseen issues with your property. Stay up-to-date on consumer trends in Arizona home warranties through Forbes Home’s 2023 survey. This survey compiles insights from 1,000 participants, offering valuable information to aid in making well-informed decisions about home warranty plans and selecting the best home warranty company for your needs.
Whether you should get a home warranty in Arizona depends on a few factors, including your individual circumstances and preferences, as well as the age and state of your home’s systems and appliances. New home systems and appliances that are less likely to break down may not require coverage, while a warranty for older ones can provide valuable protection from unexpected repair and/or replacement expenses.
Compare Quotes From Top-rated Home Warranty Companies
Home warranties can protect you against unexpected expenses. Receive a custom quote today.
Best Home Warranty Companies By State
To determine the home warranty companies ranking, the Forbes Home editorial team analyzed 54 companies, with each company’s star rating determined by evaluating a variety of metrics and subcategories, including years of experience, signup and restrictions, plan pricing, fees and discounts, coverage features, property coverage, customer reviews and support and nationwide availability.
You can find out more about how Forbes Home rates home warranty companies on our detailed methodology page.
All figures and facts were accurate at the time of first publication.
An Arizona home warranty protects essential home systems and appliances that aren’t typically covered by homeowner’s insurance. This coverage can save you big on costly repairs and replacements down the line, protecting you from facing unexpected expenses if anything breaks down or malfunctions.
Most common home warranty claims are pretty similar across the country since people tend to use them for larger ticket items. You can expect claims on items like air conditioners, pools, roof leaks, air filters and other items that are vital to survival in Arizona.
If your home warranty isn’t honored in Arizona, despite your repair qualifying based on the agreement you signed, you can file a complaint with the Arizona Department of Insurance and Financial Institutions. There’s an online form that can make this process much easier.
In her eight years as a content writer and researcher, Alison has published more than 450 home improvement articles and has delved into nearly every topic, including solar, moving and landscaping. In addition to Forbes Home, her work has also been featured on Angi and HomeAdvisor.
With over 10 years of experience in writing, editing and SEO content strategy for digital properties, such as Bed Bath & Beyond, buybuy BABY, Harmon and Macy's, Corinne Tynan brings a unique perspective and deep understanding of all things related to enhancing and beautifying homes. Corinne is a highly skilled contributing editor at Forbes Home, with a wealth of knowledge and expertise in various areas such as interior design and home improvement.
Sami Allen is the managing editor at Forbes Home, with over seven years of experience in the home space and 10 years of editing experience.
