The Forbes Home editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Home site. This compensation comes from two main sources. First, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market. Second, we also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Home. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Home does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.
Audited & Verified: Nov 7, 2024, 11:00pm
Reviewed By
| Staff EditorWith hot, humid summer days and winter polar vortexes that can drop temperatures below 0 degrees, people in Arkansas are accustomed to some extreme weather. Homeowners have an extra incentive to keep their furnaces, ACs, refrigerators and other home systems or appliances in working order. By having a home warranty plan in place, homeowners can control repair costs and get connected with technicians quickly.
From cities in Northwest Arkansas to Little Rock and beyond, the Forbes Home team scouted out the best home warranty companies in Arkansas. We ranked the top options based on clear, objective criteria. For added context, we also surveyed 1,000 homeowners to gauge their opinions on home warranty plans. In Arkansas, homeowners may also enjoy lower plan costs–thanks to the state’s cost of living 8% lower than the national average.
The home warranty providers AFC Home Warranty, Liberty Home Guard and American Home Shield top our best home warranty in Arkansas list. AFC Home Warranty scored 4.7 out of 5 stars when reviewed against our methodology and stands out for its strong reputation in the industry, generous workmanship guarantee and for offering four service plans that are sure to fit every homeowner’s budget.
The Forbes Home team is committed to bringing you independent, unbiased ratings and information. We use data and expert advice to inform all of our content. Plus, our advisory board of licensed professionals fact-checks and reviews our content for accuracy and relevancy. You can read more about our editorial guidelines and the home warranty companies methodology for the ratings below.
Featured Partners
1
Select Home Warranty
Plans Available
3
Response Time
Great
Number of States
46 + District of Columbia
2
Choice Home Warranty
Plans Available
2
Response Time
Excellent
Number of States
49 + District of Columbia
3
American Home Shield
Plans Available
3
Response Time
Excellent
Number of States
48 + District of Columbia
Key Takeaways
| COMPANY | FORBES HOME RATING | BEST FOR | MONTHLY FEE | LEARN MORE |
|---|---|---|---|---|
 4.7    | Overall | $36.83 - $152.20 | On AFC's Website
| |
| 4.7 | Add-On Coverage | $49.99 - $59.99 | On Liberty Home Guard's Website
| |
| 4.5 | Comprehensive Coverage | Starting at $29.99 - $79.99 | On American Home Shield's Website
| |
| 4.5 | Workmanship Guarantee | Starts at $35.99 - $44.99 | On Cinch's Website
| |
| 4.3 | Flexible Technician Choices | $45.99 - $84.99 | Read Forbes' Review
|
We sourced rates from companies based on different service fee tiers. Customers who opt to pay higher service fees can lower their monthly rates.
Best Overall
Best Overall
AFC Home Warranty
AFC offers four plans ranging from economical to extremely premium, but what makes AFC Home Warranty really stand out from the rest are the generous terms and conditions, including the industry’s best workmanship guarantee. With AFC Home Warranty, workmanship-related issues with repairs or replacements are covered for the duration of the contract–meaning the customer doesn’t have to pay a repeat service fee. Depending on the contract, that could be coverage for close to three years.
Learn More: AFC Home Warranty review
We picked AFC for its range of plan offerings, three service fee options ranging from $75 to $125 and its lifetime workmanship warranty.
Why We Like It
We like that AFC Home Warranty allows customers to choose their own local technicians. Homeowners also have an option of four plans, giving them more flexability to choose one based on their unique home needs. .
What We Don’t Like
AFC Home Warranty lost points for not having senior or military discounts, its $75 cancellation fee within 30 days of signing and for not having a live chat option pre sale.
Who It’s Best For
Customers looking for a variety of plans that let them pick and choose based on the appliances and systems they want to be covered will like AFC Home Warranty. AFC will also be a good option for homeowners who want to use their own local, tried and trusted technician.
Details for the four plans from AFC Home Warranty are individually outlined in sample contracts. Options for service fees are $75, $100 or $125. Final plan prices depend on the service fee selected by the customer. AFC Home Warranty now offers a Diamond Plan with premium-level services, such as smartphone coverage.
Plan add-ons include:
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Silver | $36.83 – $67.15 | $75 - $125 |
Gold | $51.92 – $85.60 | $75 - $125 |
Platinum | $57.00 – $97.70 | $75 - $125 |
Diamond | $91.58 – $152.20 | $75 - $125 |
Customers submit a wide variety of reviews for AFC Home Warranty on third-party platforms like the Better Business Bureau (BBB) and Trustpilot. Among the compliments, customers recognized AFC’s responsive technicians and their prompt service. However, some dissatisfied customers called out issues with coverage refusals.
Best for Add-On Coverage
Best for Add-On Coverage
Liberty Home Guard
Liberty Home Guard is a newer company than others on this list and ranked higher based on our methodology for excellent customer service, strong reviews and numerous add-on options. Liberty Home Guard’s add-on options range from roof leaks to pools and spas to pest control and more. Starting plan packages are affordable, which gives potential customers more space to create a package that suits their needs.
Learn More: Liberty Home Guard review
We picked Liberty Home Guard in part because its offers monthly and annual plans that do not require an inspection.
Why We Like It
We like that customers can choose their own technicians with Liberty Home Guard. The company’s plans also offer 40 add-ons, a strong workmanship guarantee and a 24/7 online chat feature.
What We Don’t Like
We would have liked to see discounts for military and seniors and allowance of pre-existing conditions for coverage. We also deducted points for its lack of transparency for service fees.
Who It’s Best For
Liberty Home Guard is good for homeowners seeking good coverage limits and are specifically looking for a wide range of add-ons to further customize their plans.
Liberty Home Guard has three plans that are outlined in its sample contract. Liberty Home Guard has the leading number of add-on options. Service fees are variable and not controlled by customers.
Plan add-ons include:
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Appliance Guard | $49.99 | $60 - $125 |
Systems Guard | $54.99 | $60 - $125 |
Total Home Guard | $59.99 | $60 - $125 |
Liberty Home Guard generally has excellent customer reviews on third-party platforms such as the BBB and Trustpilot. However, there is currently a disclaimer from the BBB noting an increase in complaints since 2023 about the company’s claims process, customer service and sales tactics. Among positive reviews, many said Liberty Home Guard’s service was great, both with the technicians and in dealings with the company.
Best for Comprehensive Coverage
Best for Comprehensive Coverage
American Home Shield
With the lowest-priced plan among all of the best home warranty companies, American Home Shield is our pick for budget-conscious customers. Combined with special pricing for military members and AARP members, American Home Shield’s low baseline prices allow customers to customize a plan to their needs. Add-on options include guest units, electronics, septic pumps, roof leak repairs and more. Although not necessarily encouraged, customers with pre-approval can also hire their own technician to complete repairs.
Learn More: American Home Shield review
We picked American Home Shield for its discounts for military and seniors, affordable plans and strong standing in the home warranty industry as well as flexible service fees.
Why We Like It
We like American Home Shield’s three plans and the fact that they have monthly or annual contracts, as well as no requirements for maintenance records and the ability to choose your own technician. AHS also offers additional benefits like rekeying services and roof leakage coverage among other benefits.
What We Don’t Like
We deducted some points because American Home Shield isn’t available nationwide and systems/appliances may be denied based on age. The company also doesn’t provide a plan for only appliances.
Who It’s Best For
AHS is best for homeowners looking for comprehensive coverage for rust, corrosion and sediment damage. The company is also good for those who need high coverage caps and especially for people who own older homes.
American Home Shield has three plans for current homeowners, which are detailed in a sample contract. Plan prices depend on the service fee selected ($100 or $125).
Plan add-ons include:
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
ShieldSilver | $29.99+ | $100 or $125 |
ShieldGold | $49.99+ | $100 or $125 |
ShieldPlatinum | $79.99+ | $100 or $125 |
American Home Shield has mixed reviews with the negative ones generally outnumbering the positive comments from customers. Among reviews from satisfied customers, some mentioned the company’s services are easy to schedule and there is prompt coverage from technicians. However, others say the company is not responsive when scheduling services even after collecting service fees and it’s hard to get updates from customer support representatives. It’s worth noting that critical reviews are not uncommon for home warranty companies, so you should do your own research and come to the company with any concerns.
Best for Workmanship Guarantee
Best for Workmanship Guarantee
Cinch Home Services
With a generous 180-day workmanship guarantee and fast response times, Cinch Home Services has built a solid reputation. With a Cinch home warranty, customers who make a claim during business hours will receive a response within two hours and technicians are generally scheduled within 24 hours. From there, the work is covered for about six months, so no need to pay another service fee. Additional benefits include insurance deductible reimbursements and credits for home maintenance supplies.
Learn More: Cinch Home Services review
We picked Cinch Home Services for its more than 40 years in the business and 180-day workmanship guarantee.
Why We Like It
Apart from its 180-day workmanship guarantee, we like Cinch’s three plans, its coverage of unknown pre-existing conditions, extra perks like a $25 air conditioner and refrigerator filter credit in all of its plans and the availability of an app to manage your account.
What We Don’t Like
We don’t like that Cinch offers far fewer add-ons than its competitors, no coverage for roof leak repair, no ability for customers to bring their own technicians and no monthly contracts.
Who It’s Best For
Cinch Home Services is best for people who own townhomes, condos, modular homes and manufactured homes connected to permanent foundations and any homeowner looking for flexible and cost-effective plans.
Cinch Home Services has two plans outlined in its sample contract. Plan prices vary by location and service fee ( $100, $125 or $150).
Plan add-ons include:
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
Basic Plan | Starts at $35.99 | $100 - $150 |
Total Plan | Starts at $44.99 | $100 - $150 |
Cinch Home Services has generally positive reviews, which is a bit of a rarity among companies in the industry reviewed on third-party sites. Happy customers took time to compliment the professionalism from Cinch, including technicians and general customer support. However, others have mentioned slow support and communication issues. There were also some notes of claims getting denied for ambiguous reasons.
Best for Flexible Technician Choices
Best for Flexible Technician Choices
ARW Home
With quick service response times and the lowest service fees among all companies in our ranking, ARW Home promises great value and service. All customers pay just $55 per service call, which is about half that average amount with other companies. Customers may also be allowed to hire their own technician. Technicians arranged by ARW are typically scheduled within 24 hours for an emergency service or 48 hours for a standard service.
Learn More: ARW Home review
We picked ARW Home for offering monthly, quarterly or annual contracts, being available in all 50 states and allowing customers to bring their own technicians.
Why We Like It
ARW Home gets points for its range of plans which offer appliances-only or systems-only coverage or combo of both. We also appreciate its single service fee and add-on options.
What We Don’t Like
While ARW doesn’t require home inspections the company does have a 30-day waiting period in place to protect against pre-existing conditions. We also don’t like that bringing your own technician requires authorization first.
Who It’s Best For
ARW is good for homeowners who want to pay cost-effective premiums and a service fee that’s not going to break the bank.
ARW Home has three plans, which are outlined in the sample contract. There is a fixed $55 service fee.
Plan add-ons include:
| PLAN NAME | MONTHLY PREMIUM | SERVICE FEE |
|---|---|---|
ApplianceMax | $45.99 | $55 - $125 |
SystemMax | $59.99 | $55 - $125 |
TotalMax | $84.99 | $55 - $125 |
With mixed reviews on sites like the BBB and Trustpilot, ARW Home has both satisfied and dissatisfied customers, a common trail amongst home warranty companies. In positive reviews, there was a theme of recognizing ARW Home’s customer service agents and quick claims responses. However, some others were frustrated by claims getting denied and trouble communicating with customer support.
On AFC's Website Have you considered AFC Home Warranty?
Whether you need repairs or a new appliance, AFC can help cover the cost of even the most expensive items like HVAC and plumbing. Here’s why we chose it:
Available plans to choose from: Silver Plan, Gold Plan, Platinum Plan, Systems Plan
Three years work guarantee of repairs
Plans include free credit monitoring, family emergency services and discounts on household items, restaurants and more
On AFC's Website 
If you live in Arkansas, then finding a home warranty should be no trouble at all. But, homeowners should follow certain criteria when deciding on which company to go with.
Here are some factors to consider:
Homeowners should have a good idea of what budget they are working with before looking for a home warranty company. Plans and prices can range quite a bit and may be a factor in items, add-ons and service fees. The steeper in price the plan, the typically lower the service fee. It’s a good idea to hold tight to your budget and only choose a plan that covers what you need.
Your coverage needs may be different than your neighbor’s. The home’s age, systems and appliances are all factors that are weighed in coverage plans. It’s important to take note of the items in your house that remain under a purchase warranty. It’s wise to cover any pricey items that aren’t covered by this type of warranty just in case they need repair.
Contracts can be daunting, but it’s important to read all the details before signing. Home warranties can vary widely and will outline their own policies and coverage in a contract. Make sure to understand the coverage and limits, including replacement policies and service frequency before signing. Don’t be afraid to ask questions here.
Reviews from fellow Arkansas residents can be very insightful when choosing a home warranty company. Good ones to start out with include the BBB’s page for that company. Pay special attention to complaints, especially from locals or those who have similar systems. Other resources worth checking out include Yelp, Trustpilot and Google.
Some companies have their own technicians, while others allow you to hire your own. Above all, the technician should be licensed, trained and experienced. Referrals from friends and family, as well as customer reviews, can be good ways to find a good local technician in Arkansas.
Arkansas locals are used to experiencing all four seasons, with particularly hot and humid summer temps, which means non-stop use of your air conditioning unit. No matter the weather, any home’s mechanical systems and appliances can be impacted by repeated use and may need repair or replacement. Having a home warranty can keep your home running smoothly and cut down on costs.
Find the top ranked home warranty company in your area
Home warranties can protect you against unexpected expenses. Click on your state today to find out more.
Home warranties in Arkansas can cost on average between $350 to $1,000 per year. However, prices can really range depending on the warranty company and plan. Also, customers can save money by choosing to pay premiums yearly instead of each month.
Homeowners should think of a home warranty as a protection for their investment. Home warranties are contracts that detail coverage of the replacement and repair of systems and appliances in a home.
Unlike homeowner’s insurance, home warranties do not typically cover the home itself, but rather its systems. When an issue comes up (say, the fridge goes on the fritz) homeowners will next file a claim and may pay a service fee, and the warranty company will dispatch a technician to the home for assessment of the issue and repair. You don’t need a home warranty but being without one can be costly.
| ITEM | AVERAGE REPAIR COST | AVERAGE REPLACE COST |
|---|---|---|
| Air Conditioner | $400 | $5,900 |
| Furnace | $300 | $4,800 |
| Electrical | $275 | $1,800 (electric box) |
| Plumbing | $125 per hour | $6,500 (replace all) |
| Roofs | $150 - $7,000 | $11,500 |
| Dishwasher | $250 | $970 |
| Refrigerator | $200 - $400 | $800 - $12,000 |
| Oven | $125 - $425 | $2,000 |
| Stove | $125 - $425 | $2,800 (gas stove installation) |
| Washer or dryer | $100 - $475 | $1,000 - $2,300 (set) |
In Arkansas, home warranty companies are regulated by the Arkansas Insurance Department. There is minimal information about regulations online, but consumers in need of assistance can reach out through an online form.
Compare Quotes From Top-rated Home Warranty Companies
Free, No-commitment Estimates
Although housing costs in Arkansas are below the national average, homeownership is a significant investment—and unexpected repair costs can take a toll. For that reason, 62% of residents in the region reported that having a home warranty plan was worth it to them, according to our survey of 1,000 homeowners in 2023.
The results from the Forbes Home team’s survey help us assess the home warranty market and understand consumer trends. As you look for a home warranty plan, the insights can also help you come to an informed decision about what home warranty plan is best for you.
Compare Quotes From Top-rated Home Warranty Companies
Home warranties can protect you against unexpected expenses. Receive a custom quote today.
Although having a home warranty plan in Arkansas is not required by mortgage lenders or by law, we think it can still be a good idea for homeowners who are looking to control their budget and avoid major repair costs. Even with the monthly fees and service charges, 62% of homeowners in the region say their home warranty plan is worth the cost.
Best Home Warranty Companies By State
To determine the home warranty companies ranking, the Forbes Home editorial team analyzed 54 home warranty plans, with each company’s star rating determined by evaluating a variety of metrics and subcategories, including years of experience, signup and restrictions, plan pricing, fees and discounts, coverage features, property coverage, customer reviews and support and nationwide availability.
You can find out more about how Forbes Home rates home warranty companies on our detailed methodology page.
They are not required in Arkansas, but home warranties are often worth it and highly recommended as they provide valuable coverage and financial protection for major systems and appliances. A home warranty plan can help mitigate unexpected repair costs and offer convenience in accessing qualified service technicians.
A home warranty typically covers major systems and appliances in your home, such as HVAC systems, electrical systems, plumbing systems, water heaters, refrigerators, dishwashers, ovens and more. The specific items covered can vary depending on the home warranty provider and your chosen plan. Reviewing the contract and coverage details to understand what is included and any limitations or exclusions that may apply is important.
Homeowner’s insurance covers unexpected events and damage to your home, like theft or fire, while a home warranty provides coverage for the repair or replacement of major systems and appliances due to normal wear and tear. It is advisable to have both homeowners insurance and a home warranty to ensure comprehensive coverage for your home.
As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience as a three-time homeowner, Emily uses deep research and insights to cover a variety of topics.
Ana has 20+ years of experience covering home improvement and business topics for U.S. and international media. She’s been published in U.S. News & World Report, The American Scholar Magazine, California Lawyer Magazine, Plaintiff Magazine, Military Officer Magazine, Hotels Magazine, PracticeLink Magazine, EB-5 Investors Magazine and more. Internationally, she’s been published in Egypt’s Al-Ahram Weekly, Lebanon’s The Daily Star, Iran’s Tehran Times, Sri Lanka’s Serendib in-flight magazine, France's Arabies Trends Magazine, Bahrain’s Woman This Month magazine and more.
Kristin is a lead editor at Forbes Home and has nearly a decade of professional experience as a writer and editor. She's previously worked at sites like Talking Points Memo, Insider, Delish, Angi and HomeAdvisor. She has a passion for lifestyle topics and has extensive experience researching and reporting on topics that will help make your house a home.
