Best Home Warranty Companies In Nebraska

We chose AFC Home Warranty for its wide-ranging and adaptable coverage options, as well as its added benefits, like electronics protection.

Learn more: AFC Home Warranty review

Why We Like It

AFC Home Warranty offers flexible payment options, allowing customers to tailor their monthly payments by choosing between lower monthly rates with higher service fees or vice versa. The company also offers flexibility in terms of coverage, offering four comprehensive plans, including an electronics protection option that sets it apart from many competitors. Additionally, homeowners can choose their own technicians, a perk not offered by many competitors.

What We Don’t Like

AFC Home Warranty charges a cancellation fee of $75, which is relatively steep compared to some providers. Additionally, the company does appear to offer discounts for seniors, unlike many of its competitors.

Who It’s Best For

AFC Home Warranty is ideal for Nebraska homeowners who prioritize flexibility and comprehensive coverage in their home warranty plans.

• Silver Plan: Covers nine appliances: clothes dryer, clothes washer, kitchen refrigerator, oven, range, dishwasher, garbage disposal and garage door opener.
• Gold Plan: Covers 15 appliances and systems, including refrigerators, dishwashers, washers and dryers, ranges, ovens and cooktops, garbage disposals and garage door openers
• Platinum Plan: Covers 18 appliances and systems including dishwasher disposal, exhaust and ceiling fans, garage door opener, oven, range, cooktop, stove, laundry machines, fridge, water heater, HVAC, electrical, plumbing, ducts, plumbing stoppages, faucets, ice maker, microwave and whole-house fans.
• Diamond Plan: Covers the most and covers 23 appliances and systems, plus electronics, exterior water and sewer plumbing and smartphones

PLAN NAME	MONTHLY PREMIUM	SERVICE FEE
Silver	$36.83 – $67.15	$75, $100, $125
Gold	$51.92 – $85.60	$75, $100, $125
Platinum	$57.00 – $97.70	$75, $100, $125
Diamond	$91.58 – $152.20	$75, $100, $125

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Many customers commend AFC for its professional technicians and the company’s reliable adherence to service agreements. Some customers also report that the company is quick to address any issues. However, some reviewers express frustration over denied or reduced coverage, especially in cases that require full replacements.

We picked Liberty Home Guard for its custom plans, which allow customers to choose from 38 add-ons, as well as competitive pricing and high customer ratings.

Learn more: Liberty Home Guard review

Why We Like It

Liberty Home Guard offers a wide range of 38 add-on options, including coverage for less common systems like freestanding ice makers and generators. The company also offers a 60-day work guarantee and discounts for special populations, like military members. In addition, Liberty works with a vast network of over 10,000 technicians, which are vetted for service quality, and it offers 24/7 live human chat support in case customers need help in a hurry.

What We Don’t Like

Liberty Home Guard discourages customers from choosing their own technician, and it requires approval to work with any pro that’s not chosen by Liberty. The company also has a $50 cancellation fee after a 30-day trial.

Who It’s Best For

Liberty Home Guard is perfect for homeowners seeking customizable home warranty plans with numerous add-ons.

• Appliance Guard: Covers primary general home and kitchen appliances, such as the oven, refrigerator, dishwasher and dryer.
• Systems Guard: Covers major home systems, including air conditioning, heating, ductwork, electrical and plumbing.
• Total Home Guard: Combines coverages of the Appliance and Systems Guard plans.

PLAN NAME	MONTHLY PREMIUM	SERVICE FEE
Appliance Guard	$49.99+	$60 - $125
Systems Guard	$54.99+	$60 - $125
Total Home Guard	$59.99+	$60 - $125

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Liberty Home Guard has many positive reviews across online platforms like the BBB. Many customers praise it for its attentive customer service and the professionalism and timeliness of its technicians. However, a few customers complained that Liberty didn’t cover items they expected to be covered. Some customers also report slow response times.

We chose American Home Shield for its affordable plans, high coverage limits and the flexibility to choose your own contractor with prior approval.

Learn More: American Home Shield review

Why We Like It

American Home Shield offers three straightforward plans that cover major home systems and appliances. The plans start at an affordable price, and the coverage limits are generous, especially for home systems. For instance, the Shield Silver plan offers up to $5,000 for home systems. Other benefits include the ability to choose your own technician with approval, discounts for seniors and military members and a response time of 48 hours or less.

What We Don’t Like

American Home Shield doesn’t offer an appliance-only plan, and it has fewer add-on services than many other home warranty companies.

Who It’s Best For

American Home Shield is ideal for homeowners looking for solid, affordable coverage for their home systems and appliances without needing extensive customization.

• ShieldSilver: Covers air conditioners, heating units, ductwork, built-in exhaust fans, main breaker boxes, doorbells, interior electrical lines, ceiling fans, garage door openers, water heaters, interior plumbing lines, toilets, faucets, valves, built-in jetted tub motors, pumps and air switch assemblies.
• ShieldGold: Covers all of the items in the ShieldSilver package as well as water heaters, refrigerators, ranges, cooktops, ovens, dishwashers, built-in microwaves, garbage disposals, instant hot/cold water dispensers and clothes washers and dryers.
• ShieldPlatinum: Covers all of the items in the other two plans plus roofing shingles, tiles and shakes as well as flat roofing, flashing and underlayment.

PLAN NAME	MONTHLY PREMIUM	SERVICE FEE
ShieldSilver	$29.99+	$100 - $125
ShieldGold	$49.99+	$100 - $125
ShieldPlatinum	$79.99+	$100 - $125

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American Home Shield gets mixed reviews. Many homeowners love how easy it is to schedule repairs, as well as the company’s quick service and its professional contractors. However, some reviewers complain about long wait times and poor communication.

Cinch Home Services stands out for its fast response times, coverage for preexisting conditions and a 180-day work guarantee on repairs.

Learn More: Cinch Home Services review

Why We Like It

Cinch Home Services offers a 180-day work guarantee and the fastest response time in our ranking, getting back to customers within 24 hours. The company also covers unknown pre-existing conditions, which is a big perk not offered by some competitors. In addition, the company has above-average ratings on Consumer Affairs and Trustpilot, which is a testament to its quality services.

What We Don’t Like

Cinch Home Services doesn’t let customers choose their own technician, and there’s no free trial period, so customers have to commit from the start. Additionally, discounts aren’t available for annual payments.

Who It’s Best For

Cinch Home Services is a particularly great fit for homeowners who value a long workmanship guarantee and fast response times.

• Basic Plan: If you opt for this plan, you’ll get coverage for 14 appliances and systems. These include electrical systems, heating systems, plumbing systems, plumbing stoppage, whirlpool bathtubs, water heaters, cooktops, ovens, ranges and stoves, dishwashers, built-in microwaves, garbage disposals and ceiling and exhaust fans.
• Total Plan: The Basic Plan covers all of the items above, as well as air conditioners, refrigerators, washers and dryers.

PLAN NAME	MONTHLY PREMIUM	SERVICE FEE
Basic Plan	Starts at $35.99	$100 - $150
Total Plan	Starts at $44.99	$100 - $150

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Many customers report that Cinch’s customer service reps are knowledgeable. Some reviewers also shared that they appreciate the company’s competitive pricing. However, some customers complain about denied claims and service delays.