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  • Home Improvement
  • Home Warranty
  • Best Home Warranty Companies In Tampa, CA

Best Home Warranty Companies In Tampa, FL

Audited & Verified: Nov 27, 2024, 3:15am

Emily Glover Staff Writer
As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience as a three-time homeowner, Emily uses deep resear...
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Emily Glover Staff Writer
As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience as a three-time homeowner, Emily uses deep resear...
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Written By
Emily Glover
Emily Glover Staff Writer
As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience as a three-time homeowner, Emily uses deep resear...
See Full Bio See Full Bio
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Emily Glover Staff Writer
As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience as a three-time homeowner, Emily uses deep resear...
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Staff Writer
Ashlyn Brooks Staff Writer
Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as a freelance writer. Her areas of expertise range f...
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Ashlyn Brooks Staff Writer
Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as a freelance writer. Her areas of expertise range f...
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Written By
Ashlyn Brooks
Ashlyn Brooks Staff Writer
Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as a freelance writer. Her areas of expertise range f...
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Ashlyn Brooks Staff Writer
Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as a freelance writer. Her areas of expertise range f...
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Staff Writer
Cassidy Grubisic Former Staff Editor
Cassidy was an updates editor whose main responsibility is to write and edit articles on a range of home improvement topics. Her passion for lifestyle writing began with her editorial apprenticeship at Travel + Leisure magazine. Moving from travel to...
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Cassidy Grubisic Former Staff Editor
Cassidy was an updates editor whose main responsibility is to write and edit articles on a range of home improvement topics. Her passion for lifestyle writing began with her editorial apprenticeship at Travel + Leisure magazine. Moving from travel to...
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Cassidy Grubisic
Cassidy Grubisic Former Staff Editor
Cassidy was an updates editor whose main responsibility is to write and edit articles on a range of home improvement topics. Her passion for lifestyle writing began with her editorial apprenticeship at Travel + Leisure magazine. Moving from travel to...
See Full Bio See Full Bio
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Cassidy Grubisic Former Staff Editor
Cassidy was an updates editor whose main responsibility is to write and edit articles on a range of home improvement topics. Her passion for lifestyle writing began with her editorial apprenticeship at Travel + Leisure magazine. Moving from travel to...
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Reviewed By

| Former Staff Editor
& 2 others
Audited & Verified: Nov 27, 2024, 3:15am
We earn a commission from partner links on Forbes Home. Commissions do not affect our editors' opinions or evaluations.

Anyone who has had a refrigerator break down, an air conditioning unit go out or any other system failure knows just how frustrating this situation can be. Not only do you need to track down a qualified contractor to repair or replace the system, but you’re also on the line for an unknown amount of money. That’s where a home warranty comes in clutch.

With a home warranty policy in place, the cost of your repairs or replacement may be fully covered. Many home warranty companies also set up the contractor or provide a list of vetted options. For homeowners in Tampa, there are several reputable home warranty companies to choose from. To help you make sense of the options, we rounded up the best home warranty companies in Tampa based on extensive research.

Why you can trust Forbes Home

The Forbes Home team is committed to bringing you independent, unbiased ratings and information. We use data and expert advice to inform all of our content. Plus, our advisory board of licensed professionals fact-checks and reviews our content for accuracy and relevancy. You can read more about our editorial guidelines and the home warranty companies methodology for the ratings below.

  • 54 home warranty plans and companies reviewed
  • 26 different attributes scored
  • Editorially fact-checked and reviewed
Show More
Home Warranty Guides
  • Best Home Warranty Companies
  • Best Home Appliance Insurance
  • Cheapest Home Warranty Companies
  • Best Home Warranty Companies In California
  • Best Home Warranty Companies In Texas
  • Best Home Warranty Companies In Florida
  • Best Home Warranty Companies In Arizona
  • Best Home Warranty Companies In New Jersey
{{ showSummarySection ? 'Hide Summary' : 'Show Summary' }}
  • Key Takeaways
  • 5 Best Home Warranty Companies in Tampa
  • Compare Top Home Warranty Companies In Tampa
  • AFC Home Warranty
  • Liberty Home Guard
  • American Home Shield
  • Cinch Home Services
  • Home Warranty of America (HWA)
  • What Is a Home Warranty, and Why Do You Need One?
  • How Much Do Home Warranties Cost in Tampa?
  • How to Choose a Home Warranty in Tampa
  • Methodology
  • Frequently Asked Questions (FAQs)

Featured Partners

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THIS IS AN ADVERTISEMENT AND NOT EDITORIAL CONTENT. Please note that we do receive compensation for any products you buy or sign up to via this advertisement, and that compensation impacts the ranking and placement of any offers listed herein. We do not present information about every offer available. The information and savings numbers depicted above are for demonstration purposes only, and your results may vary.

1

Select Home Warranty

Plans Available

3

Response Time

Great

Number of States

46 + District of Columbia

1

Select Home Warranty

888-586-0517
Get A Free Quote

On Select Home Warranty's Website

2

Choice Home Warranty

Plans Available

2

Response Time

Excellent

Number of States

49 + District of Columbia

2

Choice Home Warranty

877-804-0810
Get A Free Quote

On Choice Home Warranty's Website

3

American Home Shield

Plans Available

3

Response Time

Excellent

Number of States

48 + District of Columbia

3

American Home Shield

888-616-7151
Get A Free Quote

On American Home Shield's Website

Key Takeaways

  • AFC Home Warranty, Liberty Home Guard and American Home Shield are the top home warranty companies in Tampa, offering comprehensive coverage and excellent customer service.
  • The average cost of a home warranty in Tampa is around $50 per month.
  • Tampa’s humid climate and frequent use of home systems benefit a home warranty by protecting against common repairs and system failures.


5 Best Home Warranty Companies in Tampa

  • American Home Shield: Best Overall
  • Liberty Home Guard: Best for Add-ons
  • AFC Home Warranty: Best Premium Plan Offering
  • Cinch Home Services: Best for Perks
  • Home Warranty of America (HWA): Best for Plan Simplicity

AFC Home Warranty is the best overall home warranty company in Tampa, scoring 4.8 out of 5 for its versatile coverage options and excellent customer service, ideal for the city’s mix of coastal and inland homes.


Compare Top Home Warranty Companies In Tampa

After completing our research and analysis across criteria including pricing, coverage and customer support, we compared the ratings and costs of Tampa home warranty companies. This detailed evaluation aims to assist Tampa residents in finding the best home warranty options that provide excellent value, comprehensive protection and responsive service, helping them make well-informed decisions for their home maintenance needs.

AFC Home Warranty
AFC Home Warranty
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.8
Get A Free Quote
On AFC's Website
Best For
Best Overall
Service Fee
$75, $100 or $125
Liberty Home Guard
Liberty Home Guard
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.8
Get A Free Quote
On Liberty Home Guard's Website
Best For
Best for Add-ons
Service Fee
$65 - $125
American Home Shield
American Home Shield
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.8
Get A Free Quote
On American Home Shield's Website
Best For
Best Premium Plan Offering
Service Fee
$100 - $125
Cinch Home Services
Cinch Home Services
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.4
Get A Free Quote
On Cinch's Website
Best For
Best for Perks
Service Fee
$100 - $150
Home Warranty of America (HWA)
Home Warranty of America (HWA)
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.4
Get A Free Quote
On HWA's Website
Best For
Best for Plan Simplicity
Service Fee
$55
COMPANY FORBES HOME RATING BEST FOR SERVICE FEE LEARN MORE
AFC Home Warranty
AFC Home Warranty
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.8
Best Overall
$75, $100 or $125
Get A Free Quote
On AFC's Website
Liberty Home Guard
Liberty Home Guard
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.8
Best for Add-ons
$65 - $125
Get A Free Quote
On Liberty Home Guard's Website
American Home Shield
American Home Shield
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.8
Best Premium Plan Offering
$100 - $125
Get A Free Quote
On American Home Shield's Website
Cinch Home Services
Cinch Home Services
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.4
Best for Perks
$100 - $150
Get A Free Quote
On Cinch's Website
Home Warranty of America (HWA)
Home Warranty of America (HWA)
Forbes Home Desktop Logo Forbes Home Mobile Logo
4.4
Best for Plan Simplicity
$55
Get A Free Quote
On HWA's Website

Best Overall

AFC Home Warranty

Get A Free Quote
On AFC's Website
4.8
Forbes Home Improvement
All ratings are determined solely by our editorial team.
Plans Available
4
Response Time
Excellent
Nationwide Coverage
49 + District of Columbia
4.8
Forbes Home Improvement
All ratings are determined solely by our editorial team.

Best Overall

AFC Home Warranty

Plans Available
4

Response Time
Excellent

Nationwide Coverage
49 + District of Columbia

Get A Free Quote
On AFC's Website

In Tampa, AFC Home Warranty excels with its versatile coverage options, tailored to the city’s mix of coastal and inland homes. With flexible service fees and comprehensive plans, AFC ensures Tampa residents receive exceptional support, especially suited for the area’s humid climate, backed by 24/7 customer service.

Why We Picked It

With four plans, three service fee tiers and a range of add-on coverage items, AFC Home Warranty excels in the customization category. In the same vein, customers can select a vetted technician through the company or hire their own and get a reimbursement—which is a relatively unique offering among home warranty companies.

AFC Home Warranty also leads the industry with a lifetime workmanship guarantee, which can be up to three years. There is some notable fine print to be aware of before signing a contract, but AFC Home Warranty is an all-around solid option.

Read more: AFC Home Warranty review

Pros & Cons
  • Three service fee tiers
  • Free cancellation within waiting period
  • Lifetime workmanship warranty
  • Plan prices skew high
  • No discounts for veterans or seniors
Plans and Coverage

AFC Home Warranty has four plans. Customers can also pick if they want a $75, $100 or $125 service fee. Plan prices vary by location and the service fee selected.

  • Systems Plan: The Systems Plan covers main home systems, including air conditioning, heating, electrical, plumbing, ductwork and water heaters.
  • Silver Plan: The Silver Plan covers most large home appliances as well as a few extras. This includes washers and dryers, refrigerators, ranges, ovens, dishwashers, garbage disposals and garage door openers.
  • Gold Plan: The Gold Plan combines the Systems Plan and Silver Plan to cover both major systems and appliances.
  • Platinum Plan: In addition to everything covered under the Gold Plan, the Platinum Plan covers ice makers, built-in microwaves, attic or ceiling fans, and plumbing stoppages. This is AFC’s most comprehensive plan.
PLAN SERVICE FEE MONTHLY PRICE*
Systems
$125
$41.83
Silver
$125
$32.42
Gold
$125
$49.17
Platinum
$125
$54.08
*Price as quoted for a single-family home

You can add extra services and coverage for the following items and systems:

  • Central vacuum
  • Electronics
  • Pool and spa
  • Roof leak repair
  • Septic system
  • Stand-alone freezer
  • Sump pump

Best for Add-ons

Liberty Home Guard

Get A Free Quote
On Liberty Home Guard's Website
4.8
Forbes Home Improvement
All ratings are determined solely by our editorial team.
Plans Available
3
Response Time
Excellent
Nationwide Coverage
50 + District of Columbia
4.8
Forbes Home Improvement
All ratings are determined solely by our editorial team.

Best for Add-ons

Liberty Home Guard

Plans Available
3

Response Time
Excellent

Nationwide Coverage
50 + District of Columbia

Get A Free Quote
On Liberty Home Guard's Website

Liberty Home Guard stands out in Tampa with its broad range of customizable add-ons, ideal for homeowners needing specific protections. Known for quick response times and a user-friendly online system, Liberty Home Guard meets the unique demands of Tampa homes, offering personalized and efficient service.

Why We Picked It

Liberty Home Guard earns high marks from customers, as reflected by an A+ rating with the Better Business Bureau and “excellent” 4.7-star rating with Trustpilot. The customer service is frequently complimented, plus it helps that there is a live chat feature on the website.

The three plans from Liberty are pretty straightforward and come with relatively high coverage limits. The company also has a large selection of add-ons that help customers personalize their coverage.

Read more: Liberty Home Guard review

Pros & Cons
  • Partnerships with 10,000+ vetted technicians
  • Numerous add-ons
  • Excellent customer reviews
  • Limited workmanship guarantee
  • Choice of contractors is restricted
Plans and Coverage

Liberty Home Guard has three plans. Customers do not get to pick a service fee rate. Plans can be customized with a long list of potential add-ons. Plan prices vary by location.

  • Appliance Guard: The Appliance Guard plan covers major home appliances, including washing machines and dryers, refrigerators, built-in microwaves, dishwashers, garbage disposals, ovens, cooktops, garage door openers and ceiling or exhaust fans. Parts and components are covered as well.
  • Systems Guard: The Systems Plan covers major home systems, including air conditioning, heating, ductwork, plumbing, electrical and water heaters. Parts and components are covered.
  • Total Home Guard: The Total Home Guard Plan is the most comprehensive plan as it combines appliances and home systems from the other two plans.
PLAN SERVICE FEE MONTHLY PRICE*
Appliance Guard
Varies
$49.99
Systems Guard
Varies
$54.99
Total Home Guard
Varies
$59.99
*Price as quoted for a single-family home

A large selection of additional coverage points include:

  • Central vacuum
  • Gutter cleaning
  • Lighting fixtures
  • Limited roof leaks
  • Pest control
  • Pool and spa
  • Re-key
  • Septic system pumping
  • Stand-alone freezer
  • Sump pump
  • Well pump

Best Premium Plan

American Home Shield

Get A Free Quote
On American Home Shield's Website
4.8
Forbes Home Improvement
All ratings are determined solely by our editorial team.
Plans Available
3
Response Time
Excellent
Nationwide Coverage
49
4.8
Forbes Home Improvement
All ratings are determined solely by our editorial team.

Best Premium Plan

American Home Shield

Plans Available
3

Response Time
Excellent

Nationwide Coverage
49

Get A Free Quote
On American Home Shield's Website

American Home Shield offers Tampa homeowners its premium ShieldPlatinum plan, designed to handle the city’s humid conditions. Known for its extensive coverage, including HVAC maintenance and roof leak repairs, this plan provides comprehensive protection and reliable service for Tampa homeowners.

Why We Picked It

The baseline prices offered by American Home Shield are about as low as you’ll see among home warranty companies. Its plans are also backed up by customization options and high coverage limits. There may even be coverage for appliances or systems that had preexisting conditions.

Customers can request service 24/7 and may be able to select their own technician. Among other benefits, American Home Shield offers roof leak repair and electronic coverage with the most comprehensive plan.

Read more: American Home Shield review

Pros & Cons
  • High coverage limits
  • Preexisting condition coverage
  • Unique add-on options
  • Live support isn’t 24/7
  • Some reports of denied claims
Plans and Coverage

American Home Shield has three plans for current homeowners. Customers can select a $75, $100 or $125 service fee tier. There are different coverage options for homebuyers or sellers. Plan prices vary by location.

  • SilverShield: The SilverShield plan covers 14 home systems plus discounted home maintenance services. The plan includes heating, air conditioning, electrical and plumbing.
  • ShieldGold: The ShieldGold plan covers 23 major systems and appliances. It combines everything from SilverShield, plus kitchen and laundry appliances. It is the most popular plan.
  • ShieldPlatinum: The ShieldPlatinum plan covers systems, appliances and roof leaks. It also includes free HVAC tune-ups, higher coverage limits and some extra benefits.
PLAN SERVICE FEE MONTHLY PRICE*
SilverShield
$125
$19.99
ShieldGold
$125
$39.99
ShieldPlatinum
$125
$69.99
*Price as quoted for a single-family home

You can add extra services and coverage for the following items and systems:

  • Electronics
  • Guest units
  • Pool and built-in spa equipment
  • Roof leak repairs
  • Septic pump
  • Well pump

Best for Perks

Cinch Home Services

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On Cinch's Website
4.4
Forbes Home Improvement
All ratings are determined solely by our editorial team.
Plans Available
3
Response Time
Excellent
Nationwide Coverage
48
4.4
Forbes Home Improvement
All ratings are determined solely by our editorial team.

Best for Perks

Cinch Home Services

Plans Available
3

Response Time
Excellent

Nationwide Coverage
48

Get A Free Quote
On Cinch's Website

Cinch Home Services is favored in Tampa for its unique perks, such as protection against rust and corrosion and coverage for pre-existing conditions. The company’s flexible plans and 180-day workmanship guarantee make Cinch a popular choice for homeowners seeking reliable and adaptable home warranty options.

Why We Picked It

Founded in 1978 as Cross Country Home Services, Cinch Home Services has been in the industry longer than most competitors. Customers’ favorite features include a helpful digital dashboard and guaranteed quick response to claims. Specifically, if you file a claim during the business day, Cinch ensures you will get a response within two hours.

Cinch’s generous 180-day workmanship guarantee is another notable benefit of the company. That means if you get service for an appliance or system, you don’t have to turn around and pay another service fee if there is a workmanship-related issue in the next six or so months.

Read more: Cinch Home Services review

Pros & Cons
  • Response time to claims is guaranteed
  • Workmanship is protected for 180 days
  • Protection for unknown preexisting conditions
  • Steep service fees
  • No choice of contractor
Plans and Coverage

There are three plans from Cinch Home Services. Customers can select either $100, $125 or $150 for their service fee tier. Plan prices vary by location.

  • Appliances Plan: The Appliances Plan covers washing machines and dryers, cooktops, dishwashers, freestanding ice makers, built-in food centers, built-in microwaves, ranges, range exhaust hoods, refrigerators, built-in trash compactors and wall ovens.
  • Built-In Systems Plan: The Built-In Systems Plan covers electrical, plumbing, heating and cooling. It also covers central vacuums, sump pumps, smoke detectors and more.
  • Complete Home Plan: The Complete Home Plan covers everything from the Appliances and Built-In Systems plans.
PLAN SERVICE FEE MONTHLY PRICE*
Appliances Plan
$150
$34.99
Built-In Systems Plan
$150
$39.99
Complete Home Plan
$150
$49.99
*Price as quoted for a single-family home

You can add extra services and coverage for the following items and systems:

  • Free-standing freezer
  • Outside gas line
  • Outside sewer
  • Outside water line
  • Septic system
  • Swimming pool and spa equipment
  • Water softener
  • Well pump

Best for Plan Simplicity

Home Warranty of America

Get A Free Quote
On HWA's Website
4.4
Forbes Home Improvement
All ratings are determined solely by our editorial team.
Plans Available
2
Response Time
Excellent
Nationwide Coverage
50 + District of Columbia
4.4
Forbes Home Improvement
All ratings are determined solely by our editorial team.

Best for Plan Simplicity

Home Warranty of America

Plans Available
2

Response Time
Excellent

Nationwide Coverage
50 + District of Columbia

Get A Free Quote
On HWA's Website

Home Warranty of America offers Tampa homeowners simple, straightforward plans that cover essential systems and appliances. With transparent terms and competitive pricing, HWA is ideal for those looking for hassle-free, comprehensive home warranty coverage in the Tampa area.

Why We Picked It

Home Warranty of America keeps things straightforward with two broad plans. From there, customers can tailor coverage that suits their needs with a number of add-on options. Appliances and systems need to be in working condition when plans begin, but an inspection isn’t necessary and there are no age limits.

Home Warranty of America is strict with its claims and technician policies, so it is important to understand the terms and conditions before a problem arises. However, it can help to know that plans are transferable.

Read more: Home Warranty of America review

Pros & Cons
  • No inspections or age limits
  • No cancellation fee within 30 days
  • Highly customizable plans
  • Cannot pick your own technician
  • Complaints of some claims denied
Plans and Coverage

Home Warranty of America offers two plans that both include appliances and major home systems. Customers can select a service fee that starts at a minimum of $75. Plan prices vary by location.

  • Premier Plan: The Premier Plan includes basic coverage for dishwashers, ranges and select other appliances. There is “premier coverage” for some other appliances and major home systems.
  • Premier Plan Plus: The Premier Plan Plus combines the Premier Plan with higher repair and replacement limits. There is also air conditioning unit coverage.
PLAN SERVICE FEE MONTHLY PRICE*
Premier Plan
$75
$46.04
Premier Plan Plus
$75
$57.92
*Price as quoted for a single-family home

You can add extra services and coverage for the following items and systems:

  • Pool and spa
  • Re-keying
  • SEER Modification
  • Septic systems
  • Well pumps

What Is a Home Warranty, and Why Do You Need One?

Most people are familiar with homeowners insurance, especially because a plan is generally necessitated by mortgage companies. But, what about those homeownership-related expenses that are the result of normal wear and tear? That’s where a home warranty policy can come in handy.

Major home appliances and systems are often covered by restrictive manufacturer warranties for a certain period of time. After that warranty expires, a home warranty policy can help provide continued coverage. For example, say your 5-year-old refrigerator breaks down but is no longer covered by the manufacturer. With a home warranty policy, you would pay a service fee for a technician to come out and diagnose or repair the problem. If the refrigerator needs to be replaced, the home warranty policy can help cover that expense, too.

The process of getting a home warranty policy can vary by company, with some requiring inspections and others waving this step. Most companies require homeowners to enter a contract and will charge a cancellation fee if this contract is broken early. During the contract period, homeowners pay monthly for protection. Then when there is an issue, you pay a service fee to have it examined. From there, repairs or replacements should be covered up to a certain amount outlined in the contract’s terms and conditions.

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How Much Do Home Warranties Cost in Tampa?

The cost of home warranties in Tampa varies based on the company and plan selected by the customer. The national average rate is about $48. But considering that more than one in four Tampa homeowners has a pool, they will want to factor in an additional amount to cover the pool and its accessories, such as a pump.

Best Home Warranty Companies By State

  • Arkansas
  • Arizona
  • Alabama
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Houston
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin

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Home warranties can protect you against unexpected expenses. Receive a custom quote today.

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How to Choose a Home Warranty in Tampa

The good news is there is no shortage of home warranty company options in Tampa. That just leaves you to decide which home warranty company is best for your needs. For that reason, your first step should be evaluating what are your nonnegotiables in terms of coverage and what your budget is for a plan.

Reputation

Consider reviews and ratings from previous customers while paying special attention to recurring themes—both with compliments and complaints. You can ask for personal recommendations from people in your area or refer to third-party reviewing platforms, such as TrustPilot and Google Maps. Also, review the company’s history of responding to complaints through the Better Business Bureau.

Coverage

With a variety of plans, most companies offer comprehensive coverage options. However, if you have unique needs—such as a pool, accessory dwelling or so on—you will need to pay closer attention to see if you can get coverage.

Price

Look at both the monthly plan prices as well as the contract commitment. Most companies charge an early cancellation fee. Keep in mind that plan prices generally increase in relation to how many things are covered, but you’ll also want to check the terms and conditions to see what’s the extent of the coverage.

Additional Benefits

Some companies offer additional benefits such as 24/7 customer service, emergency services and discounts on maintenance work. These benefits may come at a premium, so you have to decide if they are worth it to you or not.

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Methodology

To determine the home warranty companies ranking, the Forbes Home editorial team analyzed 54 companies and plans, with each company’s star rating determined by evaluating a variety of metrics and subcategories, including:

All figures and facts were accurate at the time of first publication.

You can find out more about how Forbes Home rates home warranty companies in our detailed methodology page.


Frequently Asked Questions (FAQs)

What is the average cost for a home warranty in Florida?

The cost of a home warranty plan varies based on your specific location, your service fee rate and any add-ons included. That said, the average cost for a home warranty in Florida is around $50 per month.

Who pays for a home warranty in Florida?

If you are a homeowner looking to get a home warranty, the monthly payments will have to come out of your budget—which may still be an easier price to work with than the unexpected expense of repairing or replacing an appliance. However, if you are a home buyer, you may be able to negotiate the inclusion of a home warranty plan paid for by the home seller in your contract. It’s a fairly common practice for sellers to pay for a plan to protect the new homeowner during the first year.

How to negotiate a home warranty?

If you want to negotiate the cost of a home warranty, your best bet is to start by getting quotes from a few companies based on comparable plans. With this knowledge, you may have more bargaining power to see if any of the companies will price match. If this tactic isn’t successful, you can consider getting a more basic package and adding on certain appliances or systems that you want included.

What does a home warranty cover in Florida?

Especially in Florida, it is important to note that a home warranty will be of little help in the case of natural disasters. Unlike a homeowners insurance policy, home warranties do not grant coverage for “acts of God” and other events. Rather, a home warranty is intended to help protect you from the costs associated with normal wear and tear of appliances or home systems. For that reason, you can expect a home warranty in Florida to cover much the same as one in Alaska—except more people in Florida might want additional pool coverage.

More Home Warranty Resources

  • Best Home Warranty Companies
  • Cheapest Home Warranty Companies
  • How Much Does A Home Warranty Cost?
  • How Does A Home Warranty Work?
  • Are Home Warranties Worth It?
  • How To Buy A Home Warranty
Information provided on Forbes Home is for educational purposes only. The products and services we review may not be right for your individual circumstances.

Forbes Home adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.

Emily Glover
Emily Glover Staff Writer

As a writer for Forbes Home since 2021, Emily specializes in writing about home warranties, solar installations, car transportation and moving companies. With a background in journalism and experience as a three-time homeowner, Emily uses deep research and insights to cover a variety of topics.

Ashlyn Brooks
Ashlyn Brooks Staff Writer

Ashlyn is one of Forbes Home's in-house writers and a former civil engineer-turned content writer with over six years experience. Until recently, Ashlyn focused on creating content for Forbes Home as a freelance writer. Her areas of expertise range from home improvement, moving services, home warranties and home security. As a homeowner and tireless DIY enthusiast, Ashlyn combines her deep knowledge and practical expertise to provide valuable insights and advice. Her dedication to enhancing homeowners' understanding and skills in managing their properties has been the cornerstone of her writing career.

Cassidy Grubisic
Cassidy Grubisic Former Staff Editor

Cassidy was an updates editor whose main responsibility is to write and edit articles on a range of home improvement topics. Her passion for lifestyle writing began with her editorial apprenticeship at Travel + Leisure magazine. Moving from travel to home, Cassidy now specializes in writing DIY and interior design content.

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